MFC Help center · 15 answers

Accounts & payouts

Eligibility, payout requests and what happens after a breach.

15 answers

Funded account basics

Can position limits apply to a funded account?

MFC reserves the right under the applicable terms to limit open positions, refuse orders and apply risk restrictions in response to market conditions. Check the account notices and program terms rather than assuming an unlimited position allowance. Your account remains simulated; a reference to market execution does not turn it into a live brokerage account.

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How do pricing and execution work?

Accounts use simulated trading with real market quotes. Execution can be affected by spreads, available liquidity, commissions, swaps and platform conditions. No general FAQ answer can guarantee a particular fill or zero slippage.

For a disputed execution, send support the instrument, trade reference, requested and executed prices, timestamp/time zone and masked account reference. The case must be checked against platform records.

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What happens between passing and funded-account activation?

After passing the required evaluation stage or stages, follow the agreement and verification instructions sent through the official email/dashboard flow. Funded access is issued after the applicable checks are completed; passing the target alone is not a promise of immediate activation.

If the next step is missing, check spam/junk and your dashboard, then give support the account reference and the date you completed the stage.

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Are funded accounts simulated or live?

MFC evaluation and funded accounts are simulated accounts using real market quotes. MFC is not a broker and does not accept client deposits. A program fee pays for access to the service; it is not money deposited into a brokerage account. Eligible performance rewards are subject to the program rules and review. Paying a fee does not guarantee passing, profit or a payout.

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Trader Verification

Identity verification (KYC) runs through Didit in your Dashboard and must be completed before a payout. Follow the verification and agreement steps shown there. Submit identity documents only through this verification flow, never in the support chat. Use your own accurate details and follow its document requirements.

If verification is pending, rejected or a secure link has expired, give support the status/error and a masked account reference. Support must review the actual case; a chatbot cannot approve KYC, change your legal identity or guarantee completion by a particular time.

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How do funded rules differ from evaluation rules?

A funded Challenge account has no evaluation profit target, but it still has daily and maximum loss limits, inactivity and prohibited-conduct rules. The 35% consistency rule applies to funded Challenge accounts although it does not apply during their evaluation. Payout conditions and purchased add-ons also matter. On 1-Step and 2-Step evaluations bought from 22 October 2026, no single day may make more than 50% of the total profit (best-day rule). On the 2-Step it applies in each step. On the funded account you need at least 3 trading days in each payout cycle before you can request a payout (accounts bought from 22 October 2026).

  • 1-Step: 10% trailing on highest closed balance; locks at the starting balance after +10% closed profit.
  • 2-Step: 10% static from the starting balance.
  • Instant Funded: 6% trailing on highest closed balance; locks at the starting balance after +6% closed profit.
  • Prediction Markets: 6% trailing on the equity high-water mark; no starting-balance lock.

The daily and maximum limits apply together. The tighter floor is the immediate constraint. Do not treat a drawdown percentage as a recommended position size. See your program page and dashboard for the applicable floor.

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Payouts & eligibility

When can I request a payout for my program?
  • 1-Step funded: first eligible request 7 days after the first trade; subsequent requests every 7 days.
  • 2-Step funded: first eligible request 14 days after the first trade; subsequent requests every 14 days.
  • Instant Funded: first eligible request 14 days after the first trade; then 7 days after your previous request.
  • Prediction Markets funded: initial eligibility after 7 days; subsequent requests every 7 days, subject to its separate payout conditions.

An eligibility interval is not a payment-processing guarantee. Older accounts and purchased add-ons may differ. Check the next eligible date and requirements in your dashboard before submitting.

One payout request can be up to $5,000; if your profit is larger, the rest is paid with your next requests. For standard programs, the minimum payout is $50; giveaway and promotional accounts follow their campaign terms and payout cap. Request payouts through the official dashboard, not a payment link supplied in an unsolicited message.

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How can a payout affect my drawdown cushion?

A payout reduces funds available in the account. Do not assume daily or maximum floors reset or move down when money is withdrawn. Check the displayed post-payout limits and leave room for open risk, fees and other adjustments. Ask support to confirm the effect for your specific account if the dashboard does not make it clear.

A payout schedule tells you when you may request a review; eligibility also depends on the program rules, consistency where applicable, verification and the requested method.

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How is payout eligibility different from processing time?

Eligibility is when you can submit a request under the program’s timing and trading rules. Processing is the review and payment work after submission. An eligible date, positive account profit or submitted request is not confirmation that a payout has been approved or delivered. Use the actual status shown in your dashboard.

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My payout is pending or rejected. What should I do?

Read the dashboard status and any action requested by the team. Check whether verification, agreement or payment-method information is incomplete. Send support the masked account reference, request reference/date and exact status. Ask what remains outstanding and whether you need to act.

Do not resubmit repeatedly or assume that an AI answer can approve, accelerate or reverse a payout decision. Never pay an unsolicited “release fee” or share credentials.

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Are payout methods, fees and exchange rates the same for everyone?

Use the methods offered in your official payout flow. Availability and the information required can differ by account, region and method. Check any displayed fees, currency conversion and recipient details before confirming. Do not assume a method listed in an old article is available for your request.

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Why is my affiliate commission different from a trading payout?

Affiliate commissions relate to referred purchases; trader rewards relate to eligible trading performance. They use different records and review conditions. For commission questions provide the affiliate/referral reference and period, not only a trading account ID. See promotions and affiliate help.

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What do I need before I request a payout?
  • Your eligible date has arrived.
  • On the funded account you need at least 3 trading days in each payout cycle before you can request a payout (accounts bought from 22 October 2026).
  • Your trader agreement is signed and your identity verification (KYC) through Didit is complete.
  • All positions on the account are closed.
  • The 35% consistency rule is met and the amount is at least your program's minimum.
  • No hedging review is open on the account.

While a payout request is pending, under review or approved but not yet paid, new positions are paused on that account. You can still reduce or close existing positions. New trading can resume after the request is paid, rejected or cancelled, provided the account is otherwise eligible. Being eligible is not the same as being paid: every request is reviewed.

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Consistency & breaches

Can a hard breach remove payout eligibility?

If you have profits in your Funded account at the time of a hard breach you will not receive your performance split as default.

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How does the 35% consistency rule affect my funded account?

The 35% consistency rule applies to Instant Funded and funded Challenge accounts, not to the evaluation stage of Challenge accounts. It limits the share of total accumulated profit contributed by a single trading day. Prediction Markets applies it at payout too, next to its Max Profit Per Event rule. On 1-Step and 2-Step evaluations bought from 22 October 2026, no single day may make more than 50% of the total profit (best-day rule). On the 2-Step it applies in each step.

Calculation: best profitable day ÷ total accumulated profit × 100. If total profit is $5,000, the largest day must be no more than $1,750. A $1,000 best day requires at least $2,857.15 total profit to represent no more than 35%, subject to dashboard rounding. Later losses can increase the ratio by reducing total profit. This is a calculation example, not a recommendation to trade more or take extra risk.

Check the dashboard and account terms before requesting a payout. Do not assume the same calculation automatically applies to another program or promotional account.

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For an account-specific issue, tell us your program and what happened. Never share your password or verification codes.

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