2-Step Challenge

The 2-Step Challenge has two evaluation phases: 8% profit in Step 1 and 5% in Step 2. Each phase also requires 3 profitable days, with at least 0.5% of the phase’s initial balance earned on each qualifying day. Reaching the profit target alone is not enough.

In both phases and on the funded account, the daily loss limit is 5% of the previous end-of-day closed balance, resetting at 5 PM ET (America/New_York). Maximum drawdown is a separate, static 10% of the starting balance. First funded payout eligibility begins 14 days after the first funded trade.

The 35% consistency rule applies on the funded stage, not during evaluation. On 1-Step and 2-Step evaluations bought from 22 October 2026, no single day may make more than 50% of the total profit (best-day rule). On the 2-Step it applies in each step. Scaling is reviewed every 120 days and needs at least 10% net closed profit and 2 paid payouts. It is not a requirement for an ordinary payout.

On the funded account you need at least 3 trading days in each payout cycle before you can request a payout (accounts bought from 22 October 2026). On accounts bought from 22 October 2026, a day counts as a trading day only if the trades you open that day put at least 0.25% of your starting balance at risk ($250 on a $100,000 account). Risk is the loss to your stop-loss or the margin the trade uses, whichever is larger. This applies to the minimum trading days in the evaluation and on the funded account. Open risk limit (accounts bought from 22 October 2026): the total risk of your open positions may not be more than 3% of your account balance. A position with a stop-loss counts with the loss at its stop; a position without a stop-loss counts with its full value, so larger trades need a stop-loss. The maximum position size is checked for all open positions on the account together, not per order.

See how profitable days are counted. Purchased add-ons can change specific conditions; use the terms attached to your account.

A qualifying profitable day earns at least 0.5% of the account’s initial balance. You need 3 such days in Step 1 and another 3 in Step 2.

Qualifying daily result = lower of end-of-day balance or equity − previous day’s balance. Compare that result with initial balance × 0.005. The initial balance sets the threshold; a higher balance after profitable trading does not increase that threshold on the same account.

This minimum is different from the funded 35% consistency rule.

The maximum drawdown is 10% static from the starting balance. Floor = starting balance × 0.90. It does not trail profits upward.

For the MFC 2-Step Challenge, the daily loss limit is 5% of the previous end-of-day closed balance. It resets at 5 PM ET (America/New_York), including the New York daylight-saving adjustment.

Daily floor = previous end-of-day closed balance × 0.95. Current equity must stay above this floor. Reaching it or falling below it is a hard breach, including when an open position causes the loss.

Open profit does not increase the closed-balance reference. Open losses, commissions and swaps affect current equity. The separate 10% static maximum drawdown still applies.

Yes. Open losses count immediately because loss-limit checks use current equity, not just closed balance. An account can breach while a losing position is still open.

For 2-Step, the daily reference is the previous end-of-day closed balance, and the maximum-loss reference is the starting balance. Unrealised profit does not move either reference upward.

Open losses also matter when counting profitable days: the calculation uses the lower of end-of-day balance and equity.

Pass Step 1 at 8%, then Step 2 at 5%, with at least 3 qualifying profitable days in each phase and no rule breach. Complete the account review, verification and agreement steps shown in your dashboard before funded access is issued. On 1-Step and 2-Step evaluations bought from 22 October 2026, no single day may make more than 50% of the total profit (best-day rule). On the 2-Step it applies in each step.

The funded account is where payout eligibility and the Scaling Plan begin. Your initial standard profit share is 80%; the first payout request becomes eligible 14 days after your first funded trade. The 5% daily and 10% maximum loss limits continue to apply, and the funded 35% consistency rule now applies. On the funded account you need at least 3 trading days in each payout cycle before you can request a payout (accounts bought from 22 October 2026).

You do not repeat the two evaluation phases to scale. Every 120 days the funded account is reviewed: with at least 10% net closed profit and 2 paid payouts it grows by 25% of its original size, up to $500,000. See how scaling works. Ordinary payouts do not depend on scaling.

No. The 35% consistency rule applies to the funded 2-Step account, not to Step 1 or Step 2. During evaluation, you still need the 8% or 5% phase target and 3 profitable days of at least 0.5% each. On 1-Step and 2-Step evaluations bought from 22 October 2026, no single day may make more than 50% of the total profit (best-day rule). On the 2-Step it applies in each step.

On the funded stage, your best trading day must not represent more than 35% of your total accumulated profit. This is separate from the 0.5% profitable-day minimum and the 10% needed for scaling.

See the consistency calculation and other funded rules.

Your first 2-Step funded payout request becomes eligible 14 days after your first trade on that funded account. The clock does not start when you buy the challenge, pass evaluation or receive the account credentials.

On 2-Step accounts bought from 9 October 2026, the fee you paid, including add-ons, is refunded once together with your first approved payout.

Later requests follow the 14-day cycle unless your purchased payout add-on changes it. Check your next eligible date in your dashboard.

You need eligible funded profit, completed verification and compliance with the funded rules, including 35% consistency and your payout conditions. On the funded account you need at least 3 trading days in each payout cycle before you can request a payout (accounts bought from 22 October 2026). Evaluation profit is not withdrawable funded profit. You do not need to qualify for scaling to request an ordinary payout.

See how payouts and scaling work together or payout help for a pending request.

Scaling increases your funded account size after evaluation; it is not a third evaluation phase. The 2-Step Challenge was previously called Scale Up Challenge. Its evaluation targets remain 8% and 5%.

1. Every 120 days your funded account is reviewed for scaling.
2. To qualify, you need at least 10% net closed profit in that period and 2 paid payouts. Continue to meet the funded loss limits, 35% consistency rule and payout conditions.
3. If you qualify, the account grows by 25% of its original size, up to $500,000. Each increase is reviewed by our team.

Each increase adds 25% of the original size (see the Scaling Plan); the account does not double. The profit-share percentage stays the same as you scale: 80%, up to 95% with an add-on.

No. Your standard 2-Step funded profit split is 80% and stays the same as the Scaling Plan grows your account, up to $500K. A purchased Profit Split add-on raises it to 90% or 95%. See the MFC Scaling Plan table.

No. You can request an eligible ordinary payout before you qualify for scaling. Scaling decides when your funded account grows; it does not set the minimum profit for a payout.

Scaling and withdrawals are separate steps. The funded risk rules and payout conditions stay the same after a scale-up.

See payout timing and the scaling example.

Expert advisors (EAs), trading bots and external trade copiers can’t be connected at the moment: the MyFundedCapital Terminal is a browser platform with no trading API and no MetaTrader bridge, so you place every trade yourself in the Terminal. Copy trading is allowed only between your own MyFundedCapital accounts, as long as you place the copied trades yourself and they follow the trading rules: no martingale, no opposite trades across accounts or firms, no all-in bets. Copying another person is not allowed: no copying other traders, no signal services, no trade copiers fed by someone else's account and no account management by a third party. If accounts of different people show the same trades at the same time, payouts on those accounts are held while we review them. Accounts that trade as one group count as one trader for the account limits. Scalping is not allowed. High-frequency trading (HFT) and hedging are prohibited. You remain responsible for every order and all program rules.

Account sharing, third-party account management, platform or pricing exploitation, latency/feed arbitrage and coordinated trading intended to bypass limits remain prohibited. Ask support for written confirmation before using an unclear setup.

Check your program and purchased add-ons before placing a trade near news or holding over a weekend. Do not assume permission on one account applies to another. On 1-Step, 2-Step and Instant Funded accounts bought from 7 October 2026, opening new FX and metals positions is blocked from 2 minutes before to 2 minutes after high-impact news; closing a position is always allowed. The News Trading add-on removes this restriction. On accounts bought from 22 October 2026 with the News Trading add-on, only 50% of the profit from trades opened or closed inside a news window counts toward payouts; losses count in full. Weekend holding requires the Weekend Holding add-on.

High-impact news includes central bank rate decisions (also the Bank of Japan), the FOMC and ECB press conferences, US jobs and inflation (CPI), euro-area and German CPI, the US ISM manufacturing and services PMIs, and jobs and CPI for Canada and Australia. The weekly EIA crude oil inventories report counts for oil (WTI and Brent) only. On Bank of Japan decision days, new JPY-pair positions are blocked for about two hours (02:28–04:32 UTC).

Other programs have their own applicable terms. Check the event, affected instrument and time zone; ask support to clarify uncertain cases before trading. An add-on does not remove other risk or prohibited-strategy rules. Do not assume an add-on can be purchased later or applied retroactively.

These explanations cover the current program. Your purchased program, stage, account version and selected add-ons matter. Before trading, compare the rules in your dashboard with your accepted agreement. If a value differs, ask support to reconcile it before relying on a general example.

Send support the program, stage, masked account reference and conflicting values. A general FAQ example must not be used to guess an unconfirmed live threshold.