Trading rules

The daily limit depends on the program: 1-Step and 2-Step: 5% of the previous end-of-day closed balance; Instant Funded: 3% of that closed balance. Prediction Markets also uses 3% of that closed balance. The reset is 5 PM ET, America/New_York.

Balance reflects closed transactions and booked adjustments. Equity reflects current account value including floating profit/loss. A rule can use yesterday’s closed balance to set its floor while using current equity to detect a breach.

Use the America/New_York time zone, not a fixed local-time assumption. 5 PM New York corresponds to 21:00 UTC during daylight saving time and 22:00 UTC during standard time. Your local time may change on a different date. Check the dashboard reset countdown where available.

The reset recalculates the daily reference; it does not erase an existing breach or reset the maximum drawdown.

Yes. An open position still affects equity while the new daily floor takes effect. A trade that was within the previous daily limit may have less room after reset. Check both daily and maximum floors around the reset rather than assuming unused daily allowance carries forward.

• 1-Step: 10% trailing on highest closed balance; locks at the starting balance after +10% closed profit.
• 2-Step: 10% static from the starting balance.
• Instant Funded: 6% trailing on highest closed balance; locks at the starting balance after +6% closed profit.
• Prediction Markets: 6% trailing on the equity high-water mark; no starting-balance lock.

The daily and maximum limits apply together. The tighter floor is the immediate constraint. Do not treat a drawdown percentage as a recommended position size. See your program page and dashboard for the applicable floor.

Yes. Trading costs and execution prices can affect equity. Do not size a position to touch the exact floor: a spread change, commission, swap or price movement can leave equity at or below it. The program’s displayed threshold, not a mental estimate based only on closed profit, is what you should check.

No. A stop-loss does not guarantee execution at its requested price. Gaps, liquidity and slippage can affect the fill. The absence of a mandatory stop-loss rule does not remove drawdown, position-size or prohibited-conduct rules.

Yes. If you do not place a trade at least once every 30 days on your account, we will consider you inactive and your account will be breached.

1. Prohibition of Gambling & Excessive-Risk Practices

Trading like a casino is not allowed. “Gambling” includes, but is not limited to

• All-in or near-all-in trades: committing a substantial portion of available equity or margin to a single trade or single-direction group of trades.
• Excessive leverage: repeatedly running margin utilisation close to the maximum in order to magnify payout in as few trades as possible.
• Event-betting: consistently opening large positions immediately before high-volatility news releases or other binary events.

Our rights: If your trading meets the gambling-style test in our Terms and Conditions, we may, only on the grounds and in the way set out there (“Grounds for Refusing a Payout, Closing an Account or Refusing Service”):

• Reduce your maximum leverage or impose tiered margin;
• Deny an upgrade to a Funded account;
• Immediately breach and close the account, with forfeiture of any fees or pending payouts.

We monitor position size, margin utilisation, device/IP fingerprints, and cross-account behaviour to enforce this rule.

Risk management matters. There is no open-risk limit: the daily and maximum loss limits apply. On funded accounts the Terminal reminds you when your open trades could lose more than 5% of your balance.

2. Account Limits

• You can buy the same plan and size more than once; each purchase opens its own account with its own rules and progress, and each account must be traded on its own.
• Total cap: USD 600,000 combined starting balance across all your open evaluation and funded accounts. Closed and failed accounts do not count, and moving to the next stage of a challenge you already hold is always possible.
• Funded cap per person: USD 400,000 combined starting balance across your open funded accounts, Instant Funded included. A new funded account is issued only within this cap.
• Payouts per person: up to USD 15,000 in any 7 days, across all your accounts. When you reach it, your next request opens as earlier payouts fall out of the 7-day window; nothing is forfeited.
• Both limits count per verified person: all your logins and merged accounts count together.
• The cap is checked before a new account is created.
• Accounts that trade as one group count as one trader for the account limits.

3. Multi-Account & Hedging Policy

Opening opposite or correlated positions across your own accounts (or accounts linked by IP, device, or household) to bypass risk rules is forbidden. This counts whenever opposite positions in the same instrument are open at the same time. Detected hedging can result in a breach of all related accounts, and payouts on the accounts involved are on hold while a hedging review is open.

4. Refund & Fee Policy

• Hard Breach for prohibited trading: fees are forfeited.
• No refunds on subscriptions or add-ons once a breach is recorded.

Expert advisors (EAs), trading bots and external trade copiers can’t be connected at the moment: the MyFundedCapital Terminal is a browser platform with no trading API and no MetaTrader bridge, so you place every trade yourself in the Terminal. Copy trading is allowed: you can copy trades between your own MyFundedCapital accounts or follow another trader or a signal service, as long as you place the copied trades yourself and they follow the trading rules: no martingale, no opposite trades across accounts or firms, no all-in bets. Your account is yours alone: no account sharing and no one else trading it for you. Accounts that trade as one group count as one trader for the account limits. Scalping is not allowed. High-frequency trading (HFT) and hedging are prohibited. You remain responsible for every order and all program rules.

Account sharing, third-party account management, platform or pricing exploitation, latency/feed arbitrage and coordinated trading intended to bypass limits remain prohibited. Ask support for written confirmation before using an unclear setup.

Check your program and purchased add-ons before placing a trade near news or holding over a weekend. Do not assume permission on one account applies to another. On 1-Step, 2-Step and Instant Funded accounts bought from 7 October 2026, opening new FX and metals positions is blocked from 2 minutes before to 2 minutes after high-impact news; closing a position is always allowed. The News Trading add-on removes this restriction. On accounts bought from 22 October 2026 with the News Trading add-on, only 50% of the profit from trades opened or closed inside a news window counts toward payouts; losses count in full. Weekend holding requires the Weekend Holding add-on.

High-impact news includes central bank rate decisions (also the Bank of Japan), the FOMC and ECB press conferences, US jobs and inflation (CPI), euro-area and German CPI, the US ISM manufacturing and services PMIs, and jobs and CPI for Canada and Australia. The weekly EIA crude oil inventories report counts for oil (WTI and Brent) only. On Bank of Japan decision days, new JPY-pair positions are blocked for about two hours (02:28–04:32 UTC).

Other programs have their own applicable terms. Check the event, affected instrument and time zone; ask support to clarify uncertain cases before trading. An add-on does not remove other risk or prohibited-strategy rules. Do not assume an add-on can be purchased later or applied retroactively.

Yes. MyFundedCapital reviews the trading on every account around the clock and looks for prohibited patterns such as very high margin use, martingale or hedging between accounts.

A flag is reviewed by our risk team before anything happens: it is not an automatic breach. Payout requests and account upgrades always include this review.

The MyFundedCapital Terminal also warns you as you get close to your daily or overall loss limit. It is a reminder, not a warning on your account.

Holding FX and metal positions over the weekend is not allowed unless your account has the Weekend Holding add-on.

FX and metals stop accepting new positions 15 minutes before the Friday 5 PM New York close, and open FX and metal positions are closed automatically from 4:50 PM. This automatic close is not a breach. With the Weekend Holding add-on, your positions stay open over the weekend.

Crypto trades 24/7 and is not affected.

A hard breach is a terminating rule violation under your program. Reaching or falling below a daily or maximum equity floor can breach the account, even if balance still looks above the floor. Inactivity and prohibited conduct can also trigger consequences under the applicable rules.

During evaluation, a hard breach means the assessment is failed. On a funded account, it can terminate the account and remove payout eligibility. If you believe a calculation or technical issue is involved, preserve the trade references and ask support to review it. A chat response does not reverse a breach.

The 35% consistency rule applies to Instant Funded and funded Challenge accounts, not to the evaluation stage of Challenge accounts. It limits the share of total accumulated profit contributed by a single trading day. Prediction Markets applies it at payout too, next to its Max Profit Per Event rule. On 1-Step and 2-Step evaluations bought from 22 October 2026, no single day may make more than 50% of the total profit (best-day rule). On the 2-Step it applies in each step.

Calculation: best profitable day ÷ total accumulated profit × 100. If total profit is $5,000, the largest day must be no more than $1,750. A $1,000 best day requires at least $2,857.15 total profit to represent no more than 35%, subject to dashboard rounding. Later losses can increase the ratio by reducing total profit. This is a calculation example, not a recommendation to trade more or take extra risk.

Check the dashboard and account terms before requesting a payout. Do not assume the same calculation automatically applies to another program or promotional account.

Provide the program and stage, masked account reference, relevant trade tickets, displayed floor, balance/equity at the time and timestamps with time zone. Explain which calculation you believe is incorrect. Keep the original records. Support must check account data before reaching a decision; do not share credentials or assume that submitting a request restores trading access.

You pay a commission on each side of a trade (opening and closing). The order ticket shows it before you send the order.

• FX and metals: $2.50 per lot per side, so $5 per lot for a round turn.
• Crypto: 0.035% of the trade value per side.
• Indices and oil: 0.0025% (0.25 bp) of the trade value per side.
• US stocks and ETFs (MFC Stocks): 0.01% of the trade value per side, at least $0.50.

There is no swap and no other trading fee. The spread is part of the price you trade at.

No. No account pays overnight financing (swap) today. If that changes, we announce it first, and it applies only to accounts that start after the announcement.

One order can be up to 40 times your account size in trade value on the 1-Step and 2-Step Challenge (30 times on Instant Funded): up to $4,000,000 on a $100,000 account, or $1,000,000 on a $25,000 account. Each instrument also has its own maximum per order:

• FX pairs, gold and silver: 100 lots.
• US100: 5 contracts, US500: 20, US30: 3.
• WTI and Brent: 15 lots.

Yes. All your open positions together can be up to 40 times your account size in trade value on the 1-Step and 2-Step Challenge (30 times on Instant Funded), for example $4,000,000 on a $100,000 account. This applies to every account, open ones included. The Terminal refuses an order that would go above it and tells you why. There is no open-risk limit: the daily and maximum loss limits apply. On funded accounts the Terminal reminds you when your open trades could lose more than 5% of your balance.

• 2-Step Challenge: FX 1:100, indices 1:20, oil 1:10.
• 1-Step Challenge: FX 1:50, indices 1:20, oil 1:10.
• Instant Funded: FX 1:30, metals 1:20, indices and oil 1:5, crypto 1:2.
• MFC Stocks: 1:2.

Your leverage is the lower of your program’s limit and the instrument’s own maximum: USD exotics 1:20, metals 1:50, crypto 1:5 to 1:20.

On US trading days from 04:00 to 20:00 New York time. Market orders work from 09:30 to 16:00; outside those hours you can place limit orders only. Index and oil positions are intraday: new positions stop at 19:45 and open positions close automatically from 19:50 New York time, also with the Weekend Holding add-on. Prices come from US ETFs scaled to the index or oil price (US100 from QQQ, US500 from SPY, US30 from DIA, WTI from USO, Brent from BNO).

Measured in the Terminal from 26 October to 2 November 2026, London session, median (90th percentile in brackets):

• EURUSD 0.5 pip (0.6)
• GBPUSD 0.6 pip (0.8)
• AUDUSD 0.3 pip (0.6)
• USDCAD 0.9 pip (1.3)
• USDJPY 1.3 pips (1.6)
• EURJPY 1.4 pips (1.8)
• GBPJPY 2.0 pips (2.6)
• Gold (XAUUSD) $0.50 ($0.59)
• Silver (XAGUSD) 1.5¢ (1.7¢)

Spreads are wider around the daily rollover at 5 PM New York time (EURUSD about 2.4 pips) and around high-impact news. The order ticket always shows the live spread.