Trading rules

The daily limit depends on the program: 1-Step and 2-Step: 5% of the previous end-of-day closed balance; Instant Funded: 3% of that closed balance. Prediction Markets also uses 3% of that closed balance. The reset is 5 PM ET, America/New_York.

Balance reflects closed transactions and booked adjustments. Equity reflects current account value including floating profit/loss. A rule can use yesterday’s closed balance to set its floor while using current equity to detect a breach.

Use the America/New_York time zone, not a fixed local-time assumption. 5 PM New York corresponds to 21:00 UTC during daylight saving time and 22:00 UTC during standard time. Your local time may change on a different date. Check the dashboard reset countdown where available.

The reset recalculates the daily reference; it does not erase an existing breach or reset the maximum drawdown.

Yes. An open position still affects equity while the new daily floor takes effect. A trade that was within the previous daily limit may have less room after reset. Check both daily and maximum floors around the reset rather than assuming unused daily allowance carries forward.

• 1-Step: 10% trailing on highest closed balance; locks at the starting balance after +10% closed profit.
• 2-Step: 10% static from the starting balance.
• Instant Funded: 6% trailing on highest closed balance; locks at the starting balance after +6% closed profit.
• Prediction Markets: 6% trailing on the equity high-water mark; no starting-balance lock.

The daily and maximum limits apply together. The tighter floor is the immediate constraint. Do not treat a drawdown percentage as a recommended position size. See your program page and dashboard for the applicable floor.

Yes. Trading costs and execution prices can affect equity. Do not size a position to touch the exact floor: a spread change, commission, swap or price movement can leave equity at or below it. The program’s displayed threshold, not a mental estimate based only on closed profit, is what you should check.

No. A stop-loss does not guarantee execution at its requested price. Gaps, liquidity and slippage can affect the fill. The absence of a mandatory stop-loss rule does not remove drawdown, position-size or prohibited-conduct rules.

Yes. If you do not place a trade at least once every 30 days on your account, we will consider you inactive and your account will be breached.

1. Prohibition of Gambling & Excessive-Risk Practices

Trading like a casino is not allowed. “Gambling” includes, but is not limited to

• All-in or near-all-in trades: committing a substantial portion of available equity or margin to a single trade or single-direction group of trades.
• Excessive leverage: repeatedly running margin utilisation close to the maximum in order to magnify payout in as few trades as possible.
• Event-betting: consistently opening large positions immediately before high-volatility news releases or other binary events.

Our rights: If your activity is deemed gambling or excessive risk, we may, at our sole discretion:

• Reduce your maximum leverage or impose tiered margin;
• Deny an upgrade to a Funded account;
• Immediately breach and close the account, with forfeiture of any fees or pending payouts.

We monitor position size, margin utilisation, device/IP fingerprints, and cross-account behaviour to enforce this rule.

Open risk limit (accounts bought from 22 October 2026): the total risk of your open positions may not be more than 3% of your account balance. A position with a stop-loss counts with the loss at its stop; a position without a stop-loss counts with its full value, so larger trades need a stop-loss. The maximum position size is checked for all open positions on the account together, not per order.

2. Account Limits

• You can buy the same plan and size more than once; each purchase opens its own account with its own rules and progress, and each account must be traded on its own.
• Total cap: USD 400,000 combined starting balance across all your open evaluation and funded accounts. Closed and failed accounts do not count, and moving to the next stage of a challenge you already hold is always possible.
• The cap is checked before a new account is created.
• Accounts that trade as one group count as one trader for the account limits.

3. Multi-Account & Hedging Policy

Opening opposite or correlated positions across your own accounts (or accounts linked by IP, device, or household) to bypass risk rules is forbidden. This counts whenever opposite positions in the same instrument are open at the same time. Detected hedging can result in a breach of all related accounts, and payouts on the accounts involved are on hold while a hedging review is open.

4. Refund & Fee Policy

• Hard Breach for prohibited trading: fees are forfeited.
• No refunds on subscriptions or add-ons once a breach is recorded.

Expert advisors (EAs), trading bots and external trade copiers can’t be connected at the moment: the MyFundedCapital Terminal is a browser platform with no trading API and no MetaTrader bridge, so you place every trade yourself in the Terminal. Copy trading is allowed only between your own MyFundedCapital accounts, as long as you place the copied trades yourself and they follow the trading rules: no martingale, no opposite trades across accounts or firms, no all-in bets. Copying another person is not allowed: no copying other traders, no signal services, no trade copiers fed by someone else's account and no account management by a third party. If accounts of different people show the same trades at the same time, payouts on those accounts are held while we review them. Accounts that trade as one group count as one trader for the account limits. Scalping is not allowed. High-frequency trading (HFT) and hedging are prohibited. You remain responsible for every order and all program rules.

Account sharing, third-party account management, platform or pricing exploitation, latency/feed arbitrage and coordinated trading intended to bypass limits remain prohibited. Ask support for written confirmation before using an unclear setup.

Check your program and purchased add-ons before placing a trade near news or holding over a weekend. Do not assume permission on one account applies to another. On 1-Step, 2-Step and Instant Funded accounts bought from 7 October 2026, opening new FX and metals positions is blocked from 2 minutes before to 2 minutes after high-impact news; closing a position is always allowed. The News Trading add-on removes this restriction. On accounts bought from 22 October 2026 with the News Trading add-on, only 50% of the profit from trades opened or closed inside a news window counts toward payouts; losses count in full. Weekend holding requires the Weekend Holding add-on.

High-impact news includes central bank rate decisions (also the Bank of Japan), the FOMC and ECB press conferences, US jobs and inflation (CPI), euro-area and German CPI, the US ISM manufacturing and services PMIs, and jobs and CPI for Canada and Australia. The weekly EIA crude oil inventories report counts for oil (WTI and Brent) only. On Bank of Japan decision days, new JPY-pair positions are blocked for about two hours (02:28–04:32 UTC).

Other programs have their own applicable terms. Check the event, affected instrument and time zone; ask support to clarify uncertain cases before trading. An add-on does not remove other risk or prohibited-strategy rules. Do not assume an add-on can be purchased later or applied retroactively.

Yes. MyFundedCapital reviews the trading on every account around the clock and looks for prohibited patterns such as very high margin use, martingale or hedging between accounts. Copying trades between different people is one of these patterns, and payouts on the accounts involved are held during the review.

A flag is reviewed by our risk team before anything happens: it is not an automatic breach. Payout requests and account upgrades always include this review.

The MyFundedCapital Terminal also warns you as you get close to your daily or overall loss limit. It is a reminder, not a warning on your account.

Holding FX and metal positions over the weekend is not allowed unless your account has the Weekend Holding add-on.

FX and metals stop accepting new positions 15 minutes before the Friday 5 PM New York close, and open FX and metal positions are closed automatically from 4:50 PM. This automatic close is not a breach. With the Weekend Holding add-on, your positions stay open over the weekend.

Crypto trades 24/7 and is not affected.

A hard breach is a terminating rule violation under your program. Reaching or falling below a daily or maximum equity floor can breach the account, even if balance still looks above the floor. Inactivity and prohibited conduct can also trigger consequences under the applicable rules.

During evaluation, a hard breach means the assessment is failed. On a funded account, it can terminate the account and remove payout eligibility. If you believe a calculation or technical issue is involved, preserve the trade references and ask support to review it. A chat response does not reverse a breach.

The 35% consistency rule applies to Instant Funded and funded Challenge accounts, not to the evaluation stage of Challenge accounts. It limits the share of total accumulated profit contributed by a single trading day. Prediction Markets applies it at payout too, next to its Max Profit Per Event rule. On 1-Step and 2-Step evaluations bought from 22 October 2026, no single day may make more than 50% of the total profit (best-day rule). On the 2-Step it applies in each step.

Calculation: best profitable day ÷ total accumulated profit × 100. If total profit is $5,000, the largest day must be no more than $1,750. A $1,000 best day requires at least $2,857.15 total profit to represent no more than 35%, subject to dashboard rounding. Later losses can increase the ratio by reducing total profit. This is a calculation example, not a recommendation to trade more or take extra risk.

Check the dashboard and account terms before requesting a payout. Do not assume the same calculation automatically applies to another program or promotional account.

Provide the program and stage, masked account reference, relevant trade tickets, displayed floor, balance/equity at the time and timestamps with time zone. Explain which calculation you believe is incorrect. Keep the original records. Support must check account data before reaching a decision; do not share credentials or assume that submitting a request restores trading access.