Instant Funded

Instant Funded lets you skip the evaluation and begin directly with a simulated funded account using real market quotes. MFC is not a broker and does not accept customer deposits. Profit split is 70/30; an add-on raises it to 80/20. Profit and payouts are never guaranteed.

MFC evaluation and funded accounts are simulated accounts using real market quotes. MFC is not a broker and does not accept client deposits. A program fee pays for access to the service; it is not money deposited into a brokerage account. Eligible performance rewards are subject to the program rules and review. Paying a fee does not guarantee passing, profit or a payout.

Instant Funded is ideal for:

• Confident and experienced traders
• Those who want to avoid multi-stage evaluation models
• Traders looking for immediate access to a funded account
• Individuals seeking flexibility without evaluation targets or minimum trading days

Check the payment status and order confirmation using the email address you used at checkout. Look in spam/junk for the activation email, then sign in to the official trader dashboard. A bank debit or payment screenshot alone does not confirm that the order is paid and the account is ready.

If access is still missing, contact support with the order reference, purchase time and time zone, program, platform and the payment status shown. Mask unrelated payment information. Do not pay a second time just to retry activation; ask support to check the existing order first.

• Daily Drawdown: 3% of the previous end-of-day closed balance, reset at 5 PM ET (America/New_York). Daily floor = prior EOD balance × 0.97.
• Maximum Drawdown: 6% trailing on your highest closed balance; it stops rising once it reaches the starting balance. On a $100,000 account, the floor starts at $94,000, is $97,000 after a $103,000 closed balance and stays at $100,000 from $106,000.
• Consistency Rule: 35%.
• Minimum Trading Days: 3 in each payout cycle on accounts bought from 22 October 2026 (none on older accounts).
• Forex Leverage: 1:30.

A hard breach occurs if current equity reaches or falls below the applicable floor. The homepage calculator, checkout, dashboard, and accepted agreement control the account-specific version.

Activity Requirement

You must place at least one trade every 30 days to keep your account active. Failure to do so will result in account breach.

Leverage

• Forex: 1:30
• Commodities: 1:20
• Crypto: 1:2

These are the Instant Funded limits. On 1-Step, FX and metals are 1:50; on 2-Step, FX is 1:100 and metals 1:50; on both, crypto is 1:20 for BTC and ETH and 1:10 for SOL. On 1-Step and 2-Step the other crypto pairs are 1:10 (XRP, BNB, DOGE, ADA, AVAX, LINK, LTC, BCH, TRX) or 1:5 (DOT, POL, NEAR, UNI, ATOM). USD exotic FX pairs (USDZAR, USDMXN, USDSEK, USDNOK, USDSGD, USDCNH) are 1:20 on every program. Indices and oil are 1:5 on Instant Funded (1:20 and 1:10 on 1-Step and 2-Step). The order ticket in the Terminal shows the leverage applied to your account.

Prohibited Strategies

The following trading behaviors are not allowed and may result in breach or disqualification:

• Martingale and grid strategies
• Arbitrage or high-frequency trading (HFT)
• Scalping, gambling, or “all-in” trades
• Account sharing or third-party account management
• Switching strategies between accounts
• Hedging between accounts
• Copying trades from or to another person's account (other traders, signal services, trade copiers fed by someone else)

Open risk limit (accounts bought from 22 October 2026): the total risk of your open positions may not be more than 3% of your account balance. A position with a stop-loss counts with the loss at its stop; a position without a stop-loss counts with its full value, so larger trades need a stop-loss. The maximum position size is checked for all open positions on the account together, not per order.

News Trading

On accounts bought from 7 October 2026, opening new FX and metals positions is blocked from 2 minutes before to 2 minutes after high-impact news. Closing a position is always allowed. The News Trading Add-On removes this restriction.

High-impact news includes central bank rate decisions (also the Bank of Japan), the FOMC and ECB press conferences, US jobs and inflation (CPI), euro-area and German CPI, the US ISM manufacturing and services PMIs, and jobs and CPI for Canada and Australia. The weekly EIA crude oil inventories report counts for oil (WTI and Brent) only. On Bank of Japan decision days, new JPY-pair positions are blocked for about two hours (02:28–04:32 UTC).

On accounts bought from 22 October 2026 with the News Trading add-on, only 50% of the profit from trades opened or closed inside a news window counts toward payouts; losses count in full.

Weekend Holding

Holding open positions over the weekend is prohibited unless the Weekend Holding Add-On is purchased.

EAs and copy trading: expert advisors (EAs), trading bots and external trade copiers can’t be connected at the moment: the MyFundedCapital Terminal is a browser platform with no trading API and no MetaTrader bridge, so you place every trade yourself in the Terminal. Copy trading is allowed only between your own MyFundedCapital accounts, as long as you place the copied trades yourself and they follow the trading rules: no martingale, no opposite trades across accounts or firms, no all-in bets. Copying another person is not allowed: no copying other traders, no signal services, no trade copiers fed by someone else's account and no account management by a third party. If accounts of different people show the same trades at the same time, payouts on those accounts are held while we review them. Accounts that trade as one group count as one trader for the account limits. Scalping is not allowed. High-frequency trading (HFT) and hedging are prohibited. You remain responsible for every order and for compliance with all program rules.

Account sharing, third-party account management, platform or pricing exploitation, latency/feed arbitrage, and coordinated trading intended to bypass risk limits remain prohibited. If your setup is unclear, ask support for written confirmation before using it.

A hard breach results in immediate account termination and loss of eligibility for any payout, regardless of profitability. You may, however, purchase a new Instant Funded plan to start again.

If yesterday’s closed balance was $100,000, the daily floor is $97,000. At $97,000 equity or below, the daily rule is breached. If yesterday’s closed balance was $102,000, the new daily floor is $98,940. Open profit does not increase the closed-balance reference until realised. The reset is 5 PM ET in America/New_York.

Always also check the maximum drawdown floor; the tighter one may apply first.

No. The Instant Funded floor trails your highest closed balance, not every equity high, and stops rising once it reaches your starting balance. It is not the Prediction Markets perpetual equity-trailing rule.

The 35% consistency rule applies to Instant Funded and funded Challenge accounts, not to the evaluation stage of Challenge accounts. It limits the share of total accumulated profit contributed by a single trading day. Prediction Markets applies it at payout too, next to its Max Profit Per Event rule.

Calculation: best profitable day ÷ total accumulated profit × 100. If total profit is $5,000, the largest day must be no more than $1,750. A $1,000 best day requires at least $2,857.15 total profit to represent no more than 35%, subject to dashboard rounding. Later losses can increase the ratio by reducing total profit. This is a calculation example, not a recommendation to trade more or take extra risk.

Check the dashboard and account terms before requesting a payout. Do not assume the same calculation automatically applies to another program or promotional account.

Instant Funded has no evaluation profit target. On the funded account you need at least 3 trading days in each payout cycle before you can request a payout (accounts bought from 22 October 2026). That does not remove the 35% consistency rule, the payout waiting period (first request 14 days after your first trade, then 7 days after your previous request), the inactivity requirement or other rules. You must place at least one trade every 30 days to keep the account active under the current terms.

Your profit split is 70/30. An optional add-on raises it to 80/20. This is the Instant Funded split. 1-Step and 2-Step funded accounts start at 80% (90% or 95% with an add-on), and Prediction Markets at 75% (90% with an add-on).

The first eligible payout request is 14 days after your first trade. After that, you can request again 7 days after your previous request. Each request is at least $50. One payout request can be up to $5,000; if your profit is larger, the rest is paid with your next requests. Submit through the trader dashboard and check the next eligible date and all account requirements.

This is an eligibility schedule, not guaranteed processing time. See funded accounts and payouts for the review process.

News Trading Access and Weekend Holding are separate optional permissions, each published at +15% of the plan price. Other available options and the final total are shown in the current calculator/checkout. Select the options you need before paying and confirm they appear on your order.

On accounts bought from 22 October 2026 with the News Trading add-on, only 50% of the profit from trades opened or closed inside a news window counts toward payouts; losses count in full.

Do not assume an add-on can be applied retrospectively or changes unrelated loss limits, consistency or prohibited-strategy rules.

Instant Funded accounts trade in the MyFundedCapital Terminal, our own web trading platform. Open it from your Dashboard after purchase.