MFC Help center · 15 answers

Instant Funding

No evaluation. Drawdown, consistency and payout conditions.

15 answers

Getting started

What is Instant Funding?

Instant Funding lets you skip the evaluation and begin directly with a simulated funded account using real market quotes. MFC is not a broker and does not accept customer deposits. Profit split starts at 70/30 and can improve under the current program and add-on terms. Profit and payouts are never guaranteed.

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Is This a Live Account?

MFC evaluation and funded accounts are simulated accounts using real market quotes. MFC is not a broker and does not accept client deposits. A program fee pays for access to the service; it is not money deposited into a brokerage account. Eligible performance rewards are subject to the program rules and review. Paying a fee does not guarantee passing, profit or a payout.

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Who Is This Model Best For?

Instant Funding is ideal for:

  • Confident and experienced traders
  • Those who want to avoid multi-stage evaluation models
  • Traders looking for immediate access to capital
  • Individuals seeking flexibility and fast scaling opportunities
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What happens after I pay?

Check the payment status and order confirmation using the email address you used at checkout. Look in spam/junk for the activation email, then sign in to the official trader dashboard. A bank debit or payment screenshot alone does not confirm that the order is paid and the account is ready.

If access is still missing, contact support with the order reference, purchase time and time zone, program, platform and the payment status shown. Mask unrelated payment information. Do not pay a second time just to retry activation; ask support to check the existing order first.

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Loss limits & trading rules

Drawdown Limits
  • Daily Drawdown: 3% of the previous end-of-day closed balance, reset at 5 PM ET (America/New_York). Daily floor = prior EOD balance × 0.97.
  • Maximum Drawdown: initially 6% of starting balance; it tightens to 5% of starting balance after +5% profit. On a $100,000 account, the floor starts at $94,000 and tightens to $95,000.
  • Consistency Rule: 15%.
  • Minimum Trading Days: none.
  • Forex Leverage: 1:30.

A hard breach occurs if current equity reaches or falls below the applicable floor. The homepage calculator, checkout, dashboard, and accepted agreement control the account-specific version.

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Trading Rules

Activity Requirement

You must place at least one trade every 30 days to keep your account active. Failure to do so will result in account breach.


Leverage

  • Forex: 1:30
  • Commodities: 1:20
  • Indices: 1:5
  • Crypto: 1:2


Prohibited Strategies

The following trading behaviors are not allowed and may result in breach or disqualification:

  • Martingale and grid strategies
  • Arbitrage or high-frequency trading (HFT)
  • Scalping, gambling, or “all-in” trades
  • Account sharing or third-party account management
  • Switching strategies between accounts
  • Hedging between accounts
  • Excessive short-duration trades (70% of trades or profits under 10 minutes)


News Trading

Opening a position within 3 minutes before or after a major news event is prohibited unless the News Trading Add-On is purchased.


Weekend Holding

Holding open positions over the weekend is prohibited unless the Weekend Holding Add-On is purchased.

Yes. EAs, automated strategies, copy traders, and trade copiers are allowed when you own or are authorized to use the tool and retain exclusive control of every MFC account involved. You remain responsible for every order and for compliance with all program rules.

Account sharing, third-party account management, platform or pricing exploitation, latency/feed arbitrage, and coordinated trading intended to bypass risk limits remain prohibited. If your setup is unclear, ask support for written confirmation before using it.

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What Happens If I Breach the Rules?

A hard breach results in immediate account termination and loss of eligibility for any payout, regardless of profitability. You may, however, purchase a new Instant Funding plan to start again.

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How does the 3% daily loss limit work in dollars?

If yesterday’s closed balance was $100,000, the daily floor is $97,000. At $97,000 equity or below, the daily rule is breached. If yesterday’s closed balance was $102,000, the new daily floor is $98,940. Open profit does not increase the closed-balance reference until realised. The reset is 5 PM ET in America/New_York.

Always also check the maximum drawdown floor; the tighter one may apply first.

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Does the 6% maximum drawdown trail every new equity high?

The current Instant Funding rule is based on starting balance: initially 6%, tightening to 5% after +5% profit. It is not the Prediction Markets perpetual equity-trailing rule.

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How does consistency work without an evaluation?

The 15% consistency rule applies to Instant Funding and funded Challenge accounts, not to the evaluation stage of Challenge accounts. It limits the share of total accumulated profit contributed by a single trading day. Prediction Markets uses its separate Max Profit Per Event rule instead.

Calculation: best profitable day ÷ total accumulated profit × 100. If total profit is $5,000, the largest day must be no more than $750. A $1,000 best day requires at least $6,666.67 total profit to represent no more than 15%, subject to dashboard rounding. Later losses can increase the ratio by reducing total profit. This is a calculation example, not a recommendation to trade more or take extra risk.

Check the dashboard and account terms before requesting a payout. Do not assume the same calculation automatically applies to another program or promotional account.

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Do I need a profit target or minimum trading days?

Instant Funding has no evaluation profit target and no minimum trading days. That does not remove the 15% consistency rule, payout waiting period, qualifying-trade condition for later payouts, inactivity requirement or other rules. You must place at least one trade every 30 days to keep the account active under the current terms.

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Payouts, platforms & add-ons

Profit Split Structure

Your profit share improves as you grow your account:

  • Starts at 70/30
  • Upgrades to 80/20 after reaching 10% profit
  • Upgrades to 90/10 after reaching 20% profit


An optional add-on is available to increase your split by an additional 10%, potentially bringing your payout to 100%.

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Payout Schedule

The first eligible payout request is 14 days after your first trade. Later requests are available weekly with a qualifying trade in the cycle. The maximum withdrawal is $5,000 per payout cycle. Submit through the trader dashboard and check the next eligible date and all account requirements.

This is an eligibility schedule, not guaranteed processing time. See funded accounts and payouts for the review process.

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Optional Add-Ons

News Trading Access and Weekend Holding are separate optional permissions, each published at +15% of the plan price. Other available options and the final total are shown in the current calculator/checkout. Select the options you need before paying and confirm they appear on your order.

Do not assume an add-on can be applied retrospectively or changes unrelated loss limits, consistency or prohibited-strategy rules.

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Supported Platforms

Current Instant Funding choices shown by the MFC calculator are DXtrade, cTrader and GooeyPro. Confirm availability for your selected configuration at checkout. Open the platform assigned to your purchased account using the official dashboard instructions.

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