MFC Help center · 10 answers

1-Step Challenge

One evaluation. Targets, loss limits and funded-stage rules.

10 answers

Evaluation & loss limits

1-Step General Trading Rules
Rule Area Assessment Funded Notes
Equity Growth Target 10% – No evaluation profit target; all funded risk rules still apply
Daily Loss Limit 5% 5% Previous end-of-day closed balance sets the floor; current equity tests the breach
Max Drawdown 10% 10% Trailing on highest closed balance; locks at starting balance after +10% closed profit; current equity tests the breach
Inactivity Period 30 Days 30 Days Must place trade
Leverage 1:50 1:50 FX and metals 1:50. Crypto uses the instrument’s own maximum: 1:20 for BTC and ETH, 1:10 for SOL. The other crypto pairs are 1:10 (XRP, BNB, DOGE, ADA, AVAX, LINK, LTC, BCH, TRX) or 1:5 (DOT, POL, NEAR, UNI, ATOM); USD exotic FX pairs are 1:20. Indices 1:20, oil 1:10.
Stoploss Required No No Not required
Minimum Trading Days 3 3 per payout cycle The minimum time to complete the MFC Challenge is 3 trading days.
Profit Share – 80% Start at 80%, can go up to 90% or 95% with add-on
Max Time – – No Max Time requirements

On accounts bought from 22 October 2026, a day counts as a trading day only if the trades you open that day put at least 0.25% of your starting balance at risk ($250 on a $100,000 account). Risk is the loss to your stop-loss or the margin the trade uses, whichever is larger. This applies to the minimum trading days in the evaluation and on the funded account. On the funded account you need at least 3 trading days in each payout cycle before you can request a payout (accounts bought from 22 October 2026). On 1-Step and 2-Step evaluations bought from 22 October 2026, no single day may make more than 50% of the total profit (best-day rule). On the 2-Step it applies in each step. Open risk limit (accounts bought from 22 October 2026): the total risk of your open positions may not be more than 3% of your account balance. A position with a stop-loss counts with the loss at its stop; a position without a stop-loss counts with its full value, so larger trades need a stop-loss. The maximum position size is checked for all open positions on the account together, not per order.

The current funded Challenge consistency rule is 35%; it does not apply during evaluation. Add-ons and legacy account versions may differ.

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How do you calculate the 10% Maximum Drawdown?

The current 1-Step program uses 10% trailing maximum drawdown referenced to the highest closed balance. It begins 10% below the starting balance. As closed balance grows, the floor moves up. After +10% closed profit it locks at the original starting balance.

Use the exact live floor in your dashboard for intermediate balances. Do not substitute the static 2-Step formula or the Prediction Markets equity-trailing formula. If the floor is unclear, ask support for an account-specific calculation before placing a trade. The separate 5% daily rule continues to apply.

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How is the 5% daily loss floor calculated?

The daily limit depends on the program: 1-Step and 2-Step: 5% of the previous end-of-day closed balance; Instant Funded: 3% of that closed balance. Prediction Markets also uses 3% of that closed balance. The reset is 5 PM ET, America/New_York.

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Do open profits and losses count?

Yes, current equity is monitored for a breach even though the daily reference and 1-Step maximum reference use closed balance. An open loss can breach an account before you close the trade. Unrealised profit does not raise a closed-balance reference until realised.

See balance, equity, reset times and trading costs for examples.

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What counts as a 1-Step trading day?

A trading day runs from 5 PM to 5 PM New York time. It counts when you open a trade or add to a position that day; a day where you only close positions does not count. You need at least 3.

To pass, you also need the 10% target, no breach, and all positions closed.

On accounts bought from 22 October 2026, a day counts as a trading day only if the trades you open that day put at least 0.25% of your starting balance at risk ($250 on a $100,000 account). Risk is the loss to your stop-loss or the margin the trade uses, whichever is larger. This applies to the minimum trading days in the evaluation and on the funded account. On the funded account you need at least 3 trading days in each payout cycle before you can request a payout (accounts bought from 22 October 2026).

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Funded stage & payouts

What happens after I pass the evaluation?

Complete the required stage or stages and trading days while complying with all rules. Follow the official review, verification and agreement instructions before funded access is issued. A target reached on screen alone is not confirmation that the assessment has been approved.

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Does the 35% consistency rule apply during evaluation?

No. For Challenge accounts, the 35% consistency rule applies after reaching the funded stage, not during evaluation. The funded account has no evaluation profit target, but loss limits and all other applicable rules remain. On 1-Step and 2-Step evaluations bought from 22 October 2026, no single day may make more than 50% of the total profit (best-day rule). On the 2-Step it applies in each step.

See the consistency calculation and example.

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When can I request a funded payout?

The first eligible request is 7 days after the first trade on the funded account; later requests are every 7 days.

On 1-Step accounts bought from 9 October 2026, the fee you paid, including add-ons, is refunded once together with your first approved payout.

Passing evaluation is not itself a payout. Check verification, consistency, your next eligible date and the account’s payout conditions. See payout help. On the funded account you need at least 3 trading days in each payout cycle before you can request a payout (accounts bought from 22 October 2026).

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Permissions & account help

Can I use EAs, copy trading, news or weekend add-ons?

Expert advisors (EAs), trading bots and external trade copiers can’t be connected at the moment: the MyFundedCapital Terminal is a browser platform with no trading API and no MetaTrader bridge, so you place every trade yourself in the Terminal. Copy trading is allowed only between your own MyFundedCapital accounts, as long as you place the copied trades yourself and they follow the trading rules: no martingale, no opposite trades across accounts or firms, no all-in bets. Copying another person is not allowed: no copying other traders, no signal services, no trade copiers fed by someone else's account and no account management by a third party. If accounts of different people show the same trades at the same time, payouts on those accounts are held while we review them. Accounts that trade as one group count as one trader for the account limits. Scalping is not allowed. High-frequency trading (HFT) and hedging are prohibited. You remain responsible for every order and all program rules.

Account sharing, third-party account management, platform or pricing exploitation, latency/feed arbitrage and coordinated trading intended to bypass limits remain prohibited. Ask support for written confirmation before using an unclear setup.

Check your program and purchased add-ons before placing a trade near news or holding over a weekend. Do not assume permission on one account applies to another. On 1-Step, 2-Step and Instant Funded accounts bought from 7 October 2026, opening new FX and metals positions is blocked from 2 minutes before to 2 minutes after high-impact news; closing a position is always allowed. The News Trading add-on removes this restriction. On accounts bought from 22 October 2026 with the News Trading add-on, only 50% of the profit from trades opened or closed inside a news window counts toward payouts; losses count in full. Weekend holding requires the Weekend Holding add-on.

High-impact news includes central bank rate decisions (also the Bank of Japan), the FOMC and ECB press conferences, US jobs and inflation (CPI), euro-area and German CPI, the US ISM manufacturing and services PMIs, and jobs and CPI for Canada and Australia. The weekly EIA crude oil inventories report counts for oil (WTI and Brent) only. On Bank of Japan decision days, new JPY-pair positions are blocked for about two hours (02:28–04:32 UTC).

Other programs have their own applicable terms. Check the event, affected instrument and time zone; ask support to clarify uncertain cases before trading. An add-on does not remove other risk or prohibited-strategy rules. Do not assume an add-on can be purchased later or applied retroactively.

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How should I handle an account-rule discrepancy?

These explanations cover the current program. Your purchased program, stage, account version and selected add-ons matter. Before trading, compare the rules in your dashboard with your accepted agreement. If a value differs, ask support to reconcile it before relying on a general example.

Send support the program, stage, masked account reference and conflicting values. A general FAQ example must not be used to guess an unconfirmed live threshold.

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