2-Step
Challenge

Pass. Get funded. Scale your capital.

From $2,000 to $500,000. Two phases. One Scaling Plan.

2-STEP EVALUATION

Prove your skill in two phases. Hit your targets — get a funded account with a built-in growth plan.

SCALE YOUR CAPITAL

Every 10% you earn unlocks a bigger account. Trade your way up to $500K.

Scale up to
$500,000

Built-in scaling plan

Up to 100%
profit split

80% to 100% as you scale

Profit paid out
at every level

Weekly with add-on

10% target
to scale

Grow on the funded stage

2-Step Challenge. Get funded, then grow with the Scaling Plan.

evaluation phase on a demo account

$2K
$5K
$10K
$25K
$50K
$100K

	Step 1	Step 2	Funded account
Max Trading Period	Unlimited	Unlimited	Unlimited
Minimum Profitable Days	3	3	3 (for scaling)
Maximum Daily Loss	5%	5%	5%
Maximum Loss	10%	10%	10%
Profit Target	8%	5%	10% (for scaling)
Profit Share	–	–	80%-100%
Cost	$29	–	REFUND

Challenge fee refunded with your first payout.

Why MFC

Clear rules. Fast payouts.

Every program has its own rulebook. This is what stays the same across all of them.

Fast payouts

2-Step pays every 14 days, weekly with the add-on. 1-Step and Instant Funding run their own schedules.

Avg processing2h

Instant account access

Instant Funding gives you a simulated funded account right away, with no evaluation.

EvaluationNone

High profit splits

2-Step starts at 80% and rises to 100% through the Scaling Plan. Split upgrades are available as add-ons.

SplitUp to 100%

Flexible add-ons

Add news trading, weekend holding or a higher profit split when you check out.

Chosen atCheckout

Clear risk rules

Daily and maximum loss limits are fixed per program and shown before you pay.

Daily loss3–5%

Community and support

24/7 support in 15 languages and an active trader community on Discord.

Support24/7

Specifications

Profitable Day Definition

Each evaluation phase requires at least 3 profitable trading days. A qualifying day must earn at least 0.5% of that phase’s initial balance. The daily result is the lower of end-of-day balance or equity, minus the previous day’s balance.

For example, on a $100,000 account, a qualifying day requires at least $500. A $300 day is profitable, but does not count towards the three required days. The 8% and 5% phase targets must also be met.

Daily Loss Limit

The daily loss limit is 5% of the previous end-of-day closed balance. The daily floor resets at 5 PM ET (America/New_York) and equals that reference balance × 0.95. Current equity reaching or falling below the floor is a hard breach.

For example, a $100,000 reference balance sets a $95,000 daily floor. Open losses, commissions and swaps count against current equity; unrealised profit does not raise the closed-balance reference.

Refund Policy

After you complete Step 2, the challenge fee becomes refundable with your first payout. The refund is the amount you actually paid, excluding any discount.

Overnight & Weekend Holding

Holding trades overnight and over the weekend is allowed.

Indices Weekend Swaps

Holding indices over the weekend is allowed but carries a high swap.

Inactivity Rule (30 Days)

You must place at least one trade every 30 days. Failure to do so results in account breach.

News Trading Rules

Holding open trades over news is allowed. Executing orders from 2 minutes before until 2 minutes after high-impact news is not allowed.

Leverage

Leverage 1:100

Available Assets

Assets available: FX, Metals, Indices Oil and Crypto.

Trading Platform

Platform: DXtrade, GooeyPro and cTrader

Profit Split

Your profit share starts at 80%. It rises to 85% at $175,000, 90% at $250,000 and 100% at $350,000. The $350,000, $400,000 and $450,000 levels include a $4,000 monthly fixed payout; the $500,000 level includes $10,000 monthly. These are the levels in the Scaling Plan below.

Max Capital Allocation

Maximum number of active accounts per trader: 1X $5K account + 1X $20K account + 1X any other account.

Scaling Plan

The Scaling Plan is part of the funded stage of the 2-Step Challenge, previously called Scale Up Challenge. Pass Step 1 and Step 2, then grow your funded account by reaching the 10% scaling target and completing 3 profitable days, each earning at least 0.5% of the initial balance. Request your payout to move to the next account size in the table, up to $500,000.

A larger account and a higher profit split are separate changes: the account follows the size ladder, while your share increases at the $175,000, $250,000 and $350,000 levels.

Payout Requests

You do not need to reach the 10% scaling target to request an ordinary payout. Payout requests follow the account’s payout schedule. The 10% target is for increasing your funded account size, not an extra evaluation phase.

Payout Schedule

The first eligible payout request is 14 days after the first trade on the funded account. Later requests are every 14 days; an applicable purchased add-on can change the cadence. The 14-day cycle resets when a new scaled account is issued.

Grow your funded account

The 2-Step Scaling Plan: reach the next target, receive your profit share, move up the account ladder.

Start from your funded account size in the ladder. Each 10% target unlocks the next size, with at least 3 profitable days (≥0.5% each) required for scaling and the funded-account rules still applying. Ordinary payouts do not require the 10% growth target.

Example: $5,000 → $7,500. A 10% target means $500 profit and a $5,500 balance. At an 80/20 split, $400 is your profit share and $100 is MFC’s share. The next funded account size is $7,500 — the $5,500 target balance is not the new account size.

#	Account size	Balance at +10%	Trader / MFC
1	$5,000	$5,500	80/20
2	$7,500	$8,250	80/20
3	$10,000	$11,000	80/20
4	$12,500	$13,750	80/20
5	$15,000	$16,500	80/20
6	$20,000	$22,000	80/20
7	$30,000	$33,000	80/20
8	$40,000	$44,000	80/20
9	$50,000	$55,000	80/20
10	$60,000	$66,000	80/20
11	$70,000	$77,000	80/20
12	$80,000	$88,000	80/20
13	$100,000	$110,000	80/20
14	$125,000	$137,500	80/20
15	$150,000	$165,000	80/20
16	$175,000	$192,500	85/15
17	$200,000	$220,000	85/15
18	$250,000	$275,000	90/10
19	$300,000	$330,000	90/10
20	$350,000	$385,000	100/0*
21	$400,000	$440,000	100/0*
22	$450,000	$495,000	100/0*
23	$500,000	—	100/0**

● Entry levels ● 85/15 ● 90/10 ● 100/0 + $4K / month ● 100/0 + $10K / month

Hear From Our Traders

Elias Ayana

No glitches or downtime during my sessions. Everything runs smoothly, which is all I ask for.

Robert Pot

Really happy the way it works. Easy and helps me a lot. Saw a lot of trading platforms but for me this is the best one. I can recommend everybody who wants to learn and who wants professionalism.

Keep up the good work MFC! In the beginning a few losses but now making a lot of money! Just bought a new electric bike from my profit! 👍👍👌

Tadele Workie

MyFundedCapital typically provides tight spreads on major forex pairs under normal market conditions. However, spreads may widen notably during major news events or periods of low liquidity.

jemberu kassie

The rules were clear,and the overall process was smooth. A good options for traders who wants to structure and consistency.

Anwuluorah Emeka

The customer service is friendly. Untill I pass my challenges and withdraw. I will loud it for now I will still buy another if I fail the last one.

Jemal Workie

Trading conditions have been solid, and the spreads are reasonable no issues high-impact news either. It helps keep things consistent.

Ghion Mebt

I passed my evaluation on the first attempt and the rules were clear and achievable. I am happy to finally be trading a funded account.

Fikiremariam Yalew

Received my funded pay out smoothly and on time . The spreads were stable and made trading comofortable throughout. Everything worked as expected.

Yasir Bhatti

I have just got my funded account after passing my evaluation. The whole experience has been very good so far. The customer service is very good. Will see how it goes from here. All looking very promising.

Elias Ayana

No glitches or downtime during my sessions. Everything runs smoothly, which is all I ask for.

Tewodros Hailye

Very smooth payment processing. Both deposits and withdrawals were fast. No headaches or delays.

El Chairmano

I was paying for an account with crypto and I made a mistake, instead of sending USDT on the polygon network, I sent Polygon coin itself. After I reached out to support, they followed up and kept staying in touch via emails even though I had given up on it cos it was not even up to a $100 and I knew I had lost my funds, but they were persistent and kept sending emails even when I was not responding because I had not seen them. Eventually my funds were recovered. Superb customer service!

Keep up the good work MFC! In the beginning a few losses but now making a lot of money! Just bought a new electric bike from my profit! 👍👍👌

Jemal Workie

Trading conditions have been solid, and the spreads are reasonable no issues high-impact news either. It helps keep things consistent.

Anwuluorah Emeka

The customer service is friendly. Untill I pass my challenges and withdraw. I will loud it for now I will still buy another if I fail the last one.

Ezra tgab

Asked a few questions and got quick, clear answers. It’s good to know they’re there when you need them.

Emmanuel Musa

I am new to trading and y’all have made it simpler with the trading interface. Though I learned to use mt5, having learned to use dxtrade, I prefer this even more. Thank you.

Sunday Kato

I actually like the dashboard, its really amazing compared to the other prop firms i’ve used. MFC is really fast, because, after passing my first challenge, I immediately got my credentials for the verification phase. Fantastic!

Yikeber

Fast experience and smooth trading experience so far.support replies quickly and clearly when needed.no major issues just focused on improving my strategy.