2-Step Challenge Two steps. Then scale to $500K.
8%, then 5%, with no time limit. Funded accounts grow by 25% of their starting size every 120 days you qualify.
- 8%+5%targets
- 80%split
- $500Kscaling cap
From $29 one-time · $2K–$100K accounts
- 14,000+ traders
- 180+ countries
On real screens
From checkout to payout
This is the real product: the plan card on our site, the MyFundedCapital Terminal and the emails your Dashboard sends.
Pick an account sizeOne-time feePick a program and a size, add what you need, pay once.
Your daily and overall loss room in dollars, next to every order.
Target and limits on one bar
Hit the target inside your limits. Your Dashboard tells you the moment you pass.
Request your payout in the Dashboard. 1:46h on average.
Screens from a test account.
The rules
Six numbers.
Your limits, liveLIVE
As the terminal shows them. Illustration.
News rule. No new FX or metal positions from 2 minutes before to 2 minutes after high-impact news (challenges bought from 7 Oct 2026). Closing is always allowed. The Allow News Trading add-on lifts it.
Scaling Plan
Pass twice. Then grow.
Every 120 days with at least 10% net closed profit and 2 paid payouts, your account grows by 25% of its original size, up to $500,000. Each scale-up is reviewed by our team.
Illustration for a $100K account. Each step needs a qualifying 120-day period; no growth is guaranteed.
Choose your account
Pick a size.
One-time fee, no subscription. Your limits in dollars before you pay.
$259one-time fee
for a $25,000 2-Step Challenge account
Add-ons, currency and promo codes at checkout. Prices before add-ons.
Payouts
Day 14. Then every 14.
- Min $50
- 90% or 95% with add-on
- 7-Day Payout Cycle
- Payout On-Demand add-on
- Allow News Trading
- Weekend Holding
- Fee back with your first payout
First requestNext requests
1:46h avg payout processing
Payouts and reviews
What traders say after their first payout
RJ
- 1:46h average payout processing
- Bank transfer, e-wallets, crypto or local methods
- Track every request in your Dashboard
Scaling Plan
Grow to $500K
Every 120 days: +25% of your starting size when you made 10%+ net profit and got 2 paid payouts. Up to $500K.
- After 1 year
- —
- After 2 years
- —
- Max
- $500K
Example path if you qualify at every review. Each step is reviewed by our team.
How does the 2-Step Challenge work?
Two steps: 8%, then 5%. Each step needs 3 profitable days of at least 0.5% of the starting balance. The daily loss limit is 5% and the max drawdown is a static 10%. There is no time limit.
When can I request a payout?
14 days after your first funded trade, then every 14 days. Minimum $50. One payout request can be up to $5,000; if your profit is larger, the rest is paid with your next requests. You keep 80% of eligible profit, 90% or 95% with add-on. Faster payouts are available as add-ons: 7-Day Payout Cycle and Payout On-Demand.
How does the fee refund work?
Pass, get paid, get your fee back. Everything you paid for the challenge, add-ons included, comes back once with your first approved payout on the funded account, on top of the payout.
How does the Scaling Plan work?
Every 120 days, if you made at least 10% net closed profit and received 2 paid payouts, your account grows by 25% of its original size, up to $500,000 in total. Each scale-up is reviewed by our team. There are no fixed monthly payouts.
Can I trade during the news?
On challenges bought from 7 October 2026 you cannot open new FX or metal positions from 2 minutes before to 2 minutes after high-impact news. Closing a position is always allowed. The Allow News Trading add-on lifts this rule.
Where do I trade?
In the MyFundedCapital Terminal, right in your browser. Nothing to install. Markets: major FX pairs, gold and silver, Bitcoin, Ether and Solana.
Trading involves a high level of risk; hypothetical and past results do not guarantee future results, and nothing here is investment advice. MyFundedCapital is not a broker and does not accept deposits. Prices are one-time program fees before add-ons and promo codes. Charts, balances, event odds and payout amounts on this page are illustrations.
