Level 4 of 4 · Advanced

Keep the funded account and get paid on schedule

Funded accounts are lost differently from challenges: after a payout or a strong week, when a trailing floor has moved up and the cushion is thinner than it feels. The work at this level is mostly about behaviour.

Payouts follow a rhythm per program, and the plan for each cycle should end on the payout date. On average a payout is processed in about 2 hours. On the 2-Step, every 10% you earn with 3 profitable days moves you up the Scaling Plan, toward $500,000 and a 100% split.

Payout rhythm by program

	First request	Then	Profit split
1-Step	after 7 days	weekly	80%, to 100% with add-ons
2-Step	after 14 days	every 14 days	80% → 100% as you scale
Instant Funded	after 14 days	weekly	70% → 90%

Days count from the first trade on the funded account. Every request also has to meet the payout conditions, including the 15% consistency rule.

What to focus on

Train the response, not the setup
Rehearse what you do after a loss, after a big win and after a missed trade. Those are the moments when rules get broken.
Protect the cushion
When your floor trails new highs, reduce size after the high, not after the loss. A payout also reduces the funds above the floor.
Trade for the payout cycle
Plan each cycle to the payout date: keep risk flat, request the payout, start the next cycle clean.