MyFundedCapital SchoolCourse · 4 lessons · 16 min
2-Step Challenge
The 2-Step Challenge splits the evaluation into two phases, each with its own target and a profitable-days rule, under a max-loss floor that never moves. This course covers both phases, how profitable days are counted and how a funded account can grow.
Finish the course, then practise it in the free MyFundedCapital Terminal demo.
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Lessons
You will learn
- Work out both phase targets and your static floor in dollars
- Count qualifying profitable days the way the rule counts them
- Know what the Scaling Plan asks for at every review
MyFundedCapital School
2-Step Challenge checklist
Rules as of 3 Nov 2026. Tick each line before your next session.
| Rule | 2-Step Challenge |
|---|---|
| Profit target | 8% + 5% |
| Daily loss limit | 5% |
| Maximum loss | 10% · static |
| Consistency | 35% |
| First payout | after 14 days |
| Then every | 14 days |
| Profit split | 80% → 95% |
1. What are the 2-Step Challenge rules?
- Phase 1: 8%. Phase 2: 5%. Each needs 3 profitable days.
- Daily floor: 5% below yesterday’s closed balance, checked on equity.
- Max-loss floor: 10% below the starting balance. It never moves.
2. What counts as a profitable day in the 2-Step Challenge?
- A day counts only if it gains at least 0.5% of the phase’s initial balance.
- The rule uses the lower of end-of-day balance or equity, so open losses can cancel a day.
- You need 3 qualifying days in phase 1 and another 3 in phase 2.
3. How do you pass phase 2 of the 2-Step Challenge?
- Phase 2 target: 5%, plus 3 profitable days. No time limit.
- The floors stay the same while the target shrinks, so lower risk per trade still gets you there.
- At 0.5% risk, 20 losses in a row would reach the max-loss floor from the start.
4. How does the 2-Step Scaling Plan work?
- Review every 120 days: 10% net closed profit and 2 paid payouts.
- Each step adds 25% of the original size, up to $500,000.
- Your split does not change as you scale, and ordinary payouts never wait for scaling.
myfundedcapital.com/learn/
The numbers
| Rule | 2-Step Challenge |
|---|---|
| Profit target | 8% + 5% |
| Daily loss limit | 5% |
| Maximum loss | 10% · static |
| Consistency | 35% |
| First payout | after 14 days |
| Then every | 14 days |
| Profit split | 80% → 95% |
Read from the live rulebook (3 Nov 2026). Your program terms apply.
2-Step Challenge · From $39
Start your 2-Step Challenge
Our lowest entry price: a one-time fee from $39, with accounts from $2,000.
