Step 1 of 5
The base split by program
| Program | Base split | With add-on |
|---|---|---|
| 1-Step Challenge | 80% | 90% or 95% |
| 2-Step Challenge | 80% | 90% or 95% |
| Instant Funded | 70% | 80% |
| MFC Stocks | 70% | 80% |
| Prediction Markets | 75% | 90% |
The split applies to eligible profit on the funded account. Evaluation profit is not paid out. Eligible means the profit meets the funded rules at the time you request: the payout schedule, the minimum, the consistency rule and, on Prediction Markets, the per-event limit.
Step 2 of 5
A worked example
Take $2,000 of eligible profit on a funded account:
- 1-Step or 2-Step: $1,600 at the base split, $1,800 with the 90% add-on, $1,900 with the 95% add-on.
- Instant Funded: $1,400 at the base split, $1,600 with the add-on.
- Prediction Markets: $1,500 at the base split, $1,800 with the add-on.
The 1-Step and 2-Step have two add-on steps; the other programs have one. The difference repeats on every payout, so the add-on matters most if you plan to keep the account for several cycles. The calculator at checkout shows its price for your size.
The split is your share of eligible profit. Tax where you live and any payment or conversion fees shown in the payout flow come after it, so plan with the amount that actually reaches you.
Step 3 of 5
The fee refund on top
On 1-Step and 2-Step accounts bought from 9 October 2026, everything you paid for the challenge, add-ons included, comes back once with your first approved payout. It is paid on top of your split and outside the $5,000 maximum per request.
MFC Stocks refunds the fee you actually paid, after any discount, the same way. It is lost if the account closes for a prohibited practice or if you file a chargeback.
Example: a funded 1-Step with $1,000 of eligible profit on its first approved payout pays $800 at the base split, plus the full challenge fee as a separate amount. The refund happens once; later payouts are your split only.
Step 4 of 5
What scaling does and does not change
The 2-Step Scaling Plan grows the funded account: every 120 days, with at least 10% net closed profit and 2 paid payouts, the account grows by 25% of its original size, up to $500,000.
It does not change the split. A $100,000 account that scales to $125,000 still pays 80%, or the add-on rate you bought. A bigger account means bigger dollar figures at the same percentage, and the same $5,000 cap per request.
Step 5 of 5
Is the split add-on worth it?
Treat it as a simple break-even sum. On a 1-Step, each $1,000 of eligible profit pays $900 with the first add-on step instead of $800. Compare that difference, times the profit you realistically expect over a few cycles, with the add-on price at checkout.
The add-on only pays off if the account reaches funded payouts. If you are still learning the rules, the base split and a lower total fee may suit you better. And remember one hard condition: if a funded account hard-breaches while it shows profit, the split on that profit is not paid, whatever the rate.
Recap
- The split applies to eligible funded profit, not to evaluation profit.
- Split add-ons are chosen at checkout and raise your share for every payout.
- Scaling grows the 2-Step account size; the split percentage stays the same.
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