The split applies to eligible funded profit, not to evaluation profit.
Split add-ons are chosen at checkout and raise your share for every payout.
Scaling grows the 2-Step account size; the split percentage stays the same.
The base split by program
| Program | Base split | With add-on |
|---|---|---|
| 1-Step Challenge | 80% | 90% or 95% |
| 2-Step Challenge | 80% | 90% or 95% |
| Instant Funded | 70% | 80% |
| MFC Stocks | 70% | 80% |
| Prediction Markets | 75% | 90% |
The split applies to eligible profit on the funded account. Evaluation profit is not paid out. Eligible means the profit meets the funded rules at the time you request: the payout schedule, the minimum, the consistency rule and, on Prediction Markets, the per-event limit.
A worked example
Take $2,000 of eligible profit on a funded account:
- 1-Step or 2-Step: $1,600 at the base split, $1,800 with the 90% add-on, $1,900 with the 95% add-on.
- Instant Funded: $1,400 at the base split, $1,600 with the add-on.
- Prediction Markets: $1,500 at the base split, $1,800 with the add-on.
The 1-Step and 2-Step have two add-on steps; the other programs have one. The difference repeats on every payout, so the add-on matters most if you plan to keep the account for several cycles. The calculator at checkout shows its price for your size.
The fee refund on top
On 1-Step and 2-Step accounts bought from 9 October 2026, everything you paid for the challenge, add-ons included, comes back once with your first approved payout. It is paid on top of your split and outside the $5,000 maximum per request.
MFC Stocks refunds the fee you actually paid, after any discount, the same way. It is lost if the account closes for a prohibited practice or if you file a chargeback.
Example: a funded 1-Step with $1,000 of eligible profit on its first approved payout pays $800 at the base split, plus the full challenge fee as a separate amount. The refund happens once; later payouts are your split only.
What scaling does and does not change
The 2-Step Scaling Plan grows the funded account: every 120 days, with at least 10% net closed profit and 2 paid payouts, the account grows by 25% of its original size, up to $500,000.
It does not change the split. A $100,000 account that scales to $125,000 still pays 80%, or the add-on rate you bought. A bigger account means bigger dollar figures at the same percentage, and the same $5,000 cap per request.
Is the split add-on worth it?
Treat it as a simple break-even sum. On a 1-Step, each $1,000 of eligible profit pays $900 with the first add-on step instead of $800. Compare that difference, times the profit you realistically expect over a few cycles, with the add-on price at checkout.
The add-on only pays off if the account reaches funded payouts. If you are still learning the rules, the base split and a lower total fee may suit you better. And remember one hard condition: if a funded account hard-breaches while it shows profit, the split on that profit is not paid, whatever the rate.
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MyFundedCapital School
Payouts checklist
Rules as of 17 Oct 2026. Tick each line before your next session.
| Rule | 1-Step Challenge | 2-Step Challenge | Instant Funded | MFC Stocks | Prediction Markets |
|---|---|---|---|---|---|
| Profit target | 10% | 8% + 5% | — | 7% | 10% |
| Daily loss limit | 5% | 5% | 3% | 2% daily pause | 3% |
| Maximum loss | 10% · trailing | 10% · static | 6% · trailing | 5% · trailing | 6% · trailing |
| Consistency | 35% | 35% | 35% | 35% | 35% |
| First payout | after 7 days | after 14 days | after 14 days | after 14 days | after 7 days |
| Then every | 7 days | 14 days | 7 days | 14 days | 7 days |
| Profit split | 80% → 95% | 80% → 95% | 70% → 80% | 70% → 80% | 75% → 90% |
1. What happens between passing and your first payout?
- Reaching the target starts a review; funded access follows verification and the agreement.
- The payout clock starts with your first funded trade, not the day you pass.
- Scaling grows the 2-Step account; the split only changes with an add-on.
2. When can you request a payout on each program?
- The clock starts with your first funded trade, not the day you buy or pass.
- Each request has a minimum and a cap; check both before you submit.
- An eligible date means you may request, not that the payout is approved.
3. How does the profit split work, and what do add-ons change?
- The split applies to eligible funded profit, not to evaluation profit.
- Split add-ons are chosen at checkout and raise your share for every payout.
- Scaling grows the 2-Step account size; the split percentage stays the same.
4. How are prop firm payouts paid, and how long do they take?
- Request payouts only in the Dashboard; methods depend on your account and region.
- 1:46h is the average from request to approval; eligibility comes first.
- Most delays come from missing verification or details, not from the review.
myfundedcapital.com/learn/
Questions
Can I add a split add-on after I buy?
Do not assume so. Add-ons are chosen at checkout; check that the split you want appears on your order before paying.
Is the split the same on every payout?
Yes, it stays at the rate on your account. It does not rise with time or with the Scaling Plan.
Related lessons
Tools and rules
Rules shown here come from the help center and the live rulebook; your program terms apply.
