From Passing to Payout: Verification, Schedule, Split

What happens between passing and your first payout?

Advanced3 min readMyFundedCapital Research · rules as of 17 Oct 2026

Short answer

After you pass, the account is reviewed, you verify your identity and sign the agreement, and the funded account is issued. Payout requests open 7 days after the first funded trade on the 1-Step and 14 days after it on the 2-Step.

Reaching the target starts a review; funded access follows verification and the agreement.

The payout clock starts with your first funded trade, not the day you pass.

Scaling grows the 2-Step account; the split only changes with an add-on.

Review and verification

Reaching the target on screen is not the finish line. It starts a review of the account. You then complete identity verification in your MyFundedCapital Dashboard and sign the trader agreement there. Funded access is issued once these checks are done.

Two habits save time: use your own accurate details, and submit documents only through the verification flow in the Dashboard, never in a support chat. If a step seems to be missing, check your spam folder and the Dashboard before contacting support.

What happens after you request a payout

The payout schedule

1-Step: first request 7 days after the first funded trade, then every 7 days.
2-Step: first request after 14 days, then every 14 days, weekly with the payout add-on.
Instant Funded: first request 14 days after the first trade, then every 7 days with a qualifying trade in the cycle.
MFC Stocks: first request after 14 days, then every 14 days.
Prediction Markets: first request after 7 days, then every 7 days.

Each request is capped at $5,000. Once you submit, payouts are processed in 1:46h on average.

InteractiveTry it: your 2-Step payout calendarSee the day your first 2-Step payout request opens and every cycle after it.

The profit split and your fee

The split starts at 80% on the 1-Step and 2-Step, 70% on Instant Funded, 70% on MFC Stocks and 75% on Prediction Markets. A profit split add-on raises it to up to 95% on the Challenges.

On 1-Step and 2-Step accounts bought from 9 October 2026, the fee you paid, add-ons included, comes back once with your first approved payout, on top of the payout. MFC Stocks refunds its fee the same way.

Example: a funded 1-Step with $1,000 of eligible profit at the base split pays $800, plus the challenge fee on that first approved payout.

Scaling on the 2-Step

Every 120 days a funded 2-Step account is reviewed for scaling. With at least 10% net closed profit and 2 paid payouts in that period, the account grows by 25% of its original size, up to $500,000.

On a $100,000 account that means $10,000 of net closed profit for an increase of $25,000. Each increase is reviewed by our team. You do not need to scale to take ordinary payouts.

A 2-Step timeline

Phase 2 target reached: the account goes into review.
Verification and agreement: you complete identity verification and sign the agreement in your Dashboard.
Funded account issued: the loss limits stay the same and the 35% consistency rule starts.
First funded trade: the payout clock starts.
Day 14: your first request opens. Processing averages 1:46h after you submit.
Every 14 days after that: the next request opens.
Day 120: the first scaling review, if you have the profit and paid payouts it asks for.

Nothing in this timeline is automatic; each step depends on the rules being met. It is a plan you can check against your Dashboard, not a promise of dates.

Free toolPayout date calculatorSee when your next payout request opens.

Quiz

Check yourself

0 / 4

1When can a 1-Step funded trader first request a payout?

2How often can a 2-Step trader request payouts without add-ons?

3What is the most you can receive in one payout request?

4How can a 1-Step or 2-Step trader raise the split to 95%?

MyFundedCapital School

Payouts checklist

Rules as of 17 Oct 2026. Tick each line before your next session.

Rule	1-Step Challenge	2-Step Challenge	Instant Funded	MFC Stocks	Prediction Markets
Profit target	10%	8% + 5%	—	7%	10%
Daily loss limit	5%	5%	3%	2% daily pause	3%
Maximum loss	10% · trailing	10% · static	6% · trailing	5% · trailing	6% · trailing
Consistency	35%	35%	35%	35%	35%
First payout	after 7 days	after 14 days	after 14 days	after 14 days	after 7 days
Then every	7 days	14 days	7 days	14 days	7 days
Profit split	80% → 95%	80% → 95%	70% → 80%	70% → 80%	75% → 90%

1. What happens between passing and your first payout?

Reaching the target starts a review; funded access follows verification and the agreement.
The payout clock starts with your first funded trade, not the day you pass.
Scaling grows the 2-Step account; the split only changes with an add-on.

2. When can you request a payout on each program?

The clock starts with your first funded trade, not the day you buy or pass.
Each request has a minimum and a cap; check both before you submit.
An eligible date means you may request, not that the payout is approved.

3. How does the profit split work, and what do add-ons change?

The split applies to eligible funded profit, not to evaluation profit.
Split add-ons are chosen at checkout and raise your share for every payout.
Scaling grows the 2-Step account size; the split percentage stays the same.

4. How are prop firm payouts paid, and how long do they take?

Request payouts only in the Dashboard; methods depend on your account and region.
1:46h is the average from request to approval; eligibility comes first.
Most delays come from missing verification or details, not from the review.

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