How do you choose a funded account size?

Every rule is a percentage of the account. A bigger account does not give you more room in relative terms; it turns the same percentages into bigger dollar amounts.

Day-one room before any trade. The daily room moves with each closing balance; use the slider below to see it.

The one-time fee rises with the account size. The smallest sizes are where the entry prices start: the 2-Step from $2,000 for $39, the 1-Step from $189, MFC Stocks from $10,000. The calculator and checkout show the fee for every size before you pay.

On 1-Step and 2-Step accounts bought from 9 October 2026, and on MFC Stocks, the fee comes back once with your first approved payout, so a larger fee is returned in full if you get that far. It is still money you need to be comfortable losing.

Work out what your usual risk looks like in dollars. At 0.5% per trade with a 25-pip stop on EURUSD (about $10 per pip per standard lot):

• $2,000 account: $10 risk, 0.04 lots.
• $10,000 account: $50 risk, 0.20 lots.
• $100,000 account: $500 risk, 2.00 lots.

The plan is the same; only the numbers on screen change. If a $500 loss would push you to trade differently, the larger size is the wrong size for you right now. On very small accounts, check the order ticket for the smallest volume you can trade, because a tight risk budget needs small lots.

Each payout request has a minimum and a maximum:

• Minimum: $50 on every program and every account size.
• Maximum: $5,000 per request on every program.

On a small account, a quiet cycle may not reach the minimum. On a large account, the cap per request, not your profit, can set the size of each payout. Both are worth a look before you choose.

1. Write down your risk per trade as a percentage, for example 0.5%.
2. Turn it into dollars at each size and pick the size where that amount feels routine, not exciting.
3. Test your worst normal day. Four losses at 0.5% is 2% of the account. Compare it with the daily limit of the program you want: 5% on the 1-Step, 3% on Instant Funded.
4. Check the fee against what you can lose without it changing how you trade.
5. Check the payout minimum and cap against the profit you expect in a normal cycle.

If two sizes pass every step, the smaller one is usually the better start. You learn the rules on a cheaper account and can buy a larger one later.