No target, no minimum days: the limits apply from your first trade.
Daily floor 3% and trailing max-loss floor 6%, both checked on equity.
Leverage: 1:30 forex, 1:20 commodities, 1:2 crypto; no indices yet.
What you get and what you give up
Instant Funded skips the evaluation. You trade a funded account from your first order and keep 70% of eligible profit, or 80% with the split add-on. The price of that speed is tighter limits: 3% daily and 6% max loss, against 5% and 10% on the 1-Step Challenge.
| Rule | Instant Funded | On $10,000 |
|---|---|---|
| Profit target | None | – |
| Minimum trading days | None | – |
| Daily loss | 3% of yesterday’s closed balance | First floor $9,700 |
| Max loss | 6%, trailing | First floor $9,400 |
| Consistency | 35% | – |
| Profit split | 70% | – |
Instant Funded suits traders who already have a tested approach and want to skip a multi-stage evaluation. If you are still building your method, the extra room of a Challenge can be the gentler start.
The daily floor
Daily floor = yesterday’s closed balance × (1 − 3%). On the first day of a $10,000 account it is $9,700: just $300 of room. If you close a day at $10,200, the next floor is $9,894.
The test runs on equity, so open losses, commissions and swaps count at once. Open profit does not raise the reference until you close it. The day resets at 17:00 New York time.
The trailing max-loss floor
The max-loss floor starts at $9,400 on $10,000. It follows your highest closed balance up, dollar for dollar, and stops rising once it reaches your starting balance. That happens when your best closed balance reaches $10,600. From then on the floor stays at $10,000. The next lesson turns this into a risk plan.
As on the daily floor, the reference is closed balance but the test is equity. An open profit does not lift the floor, and an open loss counts against it straight away. Early in the account the two floors are close together, so the daily floor and the max-loss floor can both be near your equity on the same bad day. Check both before each order.
Leverage, news and weekends
- Leverage: 1:30 forex, 1:20 commodities, 1:2 crypto. Indices are not offered yet.
- News: no new FX or metal positions from 2 minutes before to 2 minutes after high-impact news. Closing is always allowed. The news trading add-on lifts the rule.
- Weekends: holding positions over the weekend is not allowed without the Weekend Holding add-on.
- Activity: place at least one trade every 30 days.
- Not allowed: martingale and grid, arbitrage, high-frequency trading, scalping, all-in trades, account sharing, hedging between accounts and excessive very short trades.
- Allowed: copy trading, between your own accounts and from other traders or signal services, as long as the trades follow these rules; expert advisors only by agreement, so write to support first.
The consistency rule
Because there is no evaluation, consistency applies from day one. Divide your best day by your total profit: the result may not exceed 35%. With $1,000 of total profit, your best day may be at most $350. Later losses lower total profit and push the share up, so check it before you request a payout.
Quiz
Check yourself
0 / 4
Lesson complete
Nice work. … of 3 lessons in Instant Funded done.
MyFundedCapital School
Instant Funded checklist
Rules as of 17 Oct 2026. Tick each line before your next session.
| Rule | Instant Funded |
|---|---|
| Profit target | — |
| Daily loss limit | 3% |
| Maximum loss | 6% · trailing |
| Consistency | 35% |
| First payout | after 14 days |
| Then every | 7 days |
| Profit split | 70% → 80% |
1. What are the Instant Funded rules?
- No target, no minimum days: the limits apply from your first trade.
- Daily floor 3% and trailing max-loss floor 6%, both checked on equity.
- Leverage: 1:30 forex, 1:20 commodities, 1:2 crypto; no indices yet.
2. How should you manage risk on an Instant Funded account?
- At 0.5% risk, 6 losses fill the daily room and 12 the max-loss room.
- The trailing floor locks at your starting balance once your best close reaches +6%.
- Until the lock, open profit gives you no extra room; only closed balance moves the floor.
3. When can you request your first Instant Funded payout?
- First request 14 days after your first trade, then weekly.
- Each request: at least $100, at most $5,000.
- You keep 70% of eligible profit, or 80% with the split add-on.
myfundedcapital.com/learn/
Questions
What happens if I breach an Instant Funded account?
A hard breach ends the account and removes payout eligibility, whatever the profit. You can buy a new Instant Funded plan to start again.
Where do I trade Instant Funded?
In the MyFundedCapital Terminal, in your browser, opened from the MyFundedCapital Dashboard after purchase. Markets include major FX pairs, gold and silver, Bitcoin, Ether and Solana.
Related lessons
Tools and rules
Rules shown here come from the help center and the live rulebook; your program terms apply.
