Instant Funded Risk Plan: Sizing for Tight Limits

How should you manage risk on an Instant Funded account?

Essential3 min readMyFundedCapital Research · rules as of 17 Oct 2026

Short answer

Risk small enough that a normal losing streak cannot reach the 6% trailing floor, and set a personal daily stop well inside 3%. Your first milestone is +6% closed profit, where the floor locks at your starting balance.

At 0.5% risk, 6 losses fill the daily room and 12 the max-loss room.

The trailing floor locks at your starting balance once your best close reaches +6%.

Until the lock, open profit gives you no extra room; only closed balance moves the floor.

Why the limits call for smaller size

On $10,000 you have $300 of daily room and $600 of max-loss room, against $500 and $1,000 on a 1-Step account of the same size. The same trade size uses up a larger share of your limits. Count it in losing trades:

Risk per trade	Losses to the daily floor	Losses to the max-loss floor
0.25%	12	24
0.5%	6	12
1%	3	6

Losing streaks are normal. Pick the row that leaves room for one longer than you expect. If you do not know how long your usual losing streaks are, look at your last fifty trades before you choose; that number is the honest input for this table.

The floor follows your best closed balance, then locks

How the trailing floor moves

The floor sits $600 below your highest closed balance on a $10,000 account, and never rises above the starting balance.

What happens	Highest closed balance	Floor
Start	$10,000	$9,400
Close a trade for +$200	$10,200	$10,200 − $600
Open trade shows +$300, not closed	$10,200 (unchanged)	Unchanged
Best close reaches $10,600	$10,600	$10,000, locked

Until the lock, every closed win raises the floor by the same amount. Your room stays $600; it is just measured from higher up.

InteractiveTry it: the trailing floor and its lockStep through closed trades and see the Instant Funded floor rise and lock at your starting balance.

A plan for the first weeks

Risk 0.25–0.5% per trade, measured from your starting balance.
Set a personal daily stop at half the daily limit: about $150 on $10,000.
Stop for the day after two losses in a row.
Size each order from the stop. In the MyFundedCapital Terminal, Fit to limits sizes it to the daily room you have left.
Treat the lock at $10,600 as your first goal, and do not raise risk before it.

After the lock, profit above the starting balance becomes real cushion. The daily floor still applies every day.

Leverage is not a risk budget

Leverage decides how much margin a position needs: 1:30 on forex, down to 1:2 on crypto. It does not decide what you lose when the stop is hit. Size from the stop instead: $50 of risk with a 25-pip stop on EURUSD at about $10 per pip per lot is $50 ÷ (25 × $10) = 0.20 lots. For gold and crypto, check the value per point in the order ticket before you size.

Lower leverage on crypto means a position needs more margin, so you may hit a margin limit before you hit your risk limit. That is a sign to trade smaller, not to move the stop closer than the trade needs.

Habits that protect the account

Reduce or close a losing trade before the 17:00 New York time reset rather than carry it into a smaller new day.
Do not hold over a weekend without the Weekend Holding add-on.
Stay out of new FX and metal trades inside the news window.
No martingale, grid or all-in trades: they are prohibited and they break tight limits fast.
Check both floors before every order. The tighter one is the one that counts.

Free toolPosition size calculatorEnter risk and stop distance and get the size.

Quiz

Check yourself

0 / 3

1At 0.5% risk per trade, how many losses in a row reach the max-loss floor from the start?

2On $10,000, at what best closed balance does the floor lock at $10,000?

3You have $300 of open profit. Has the floor moved?

MyFundedCapital School

Instant Funded checklist

Rules as of 17 Oct 2026. Tick each line before your next session.

Rule	Instant Funded
Profit target	—
Daily loss limit	3%
Maximum loss	6% · trailing
Consistency	35%
First payout	after 14 days
Then every	7 days
Profit split	70% → 80%

1. What are the Instant Funded rules?

No target, no minimum days: the limits apply from your first trade.
Daily floor 3% and trailing max-loss floor 6%, both checked on equity.
Leverage: 1:30 forex, 1:20 commodities, 1:2 crypto; no indices yet.

2. How should you manage risk on an Instant Funded account?

At 0.5% risk, 6 losses fill the daily room and 12 the max-loss room.
The trailing floor locks at your starting balance once your best close reaches +6%.
Until the lock, open profit gives you no extra room; only closed balance moves the floor.

3. When can you request your first Instant Funded payout?

First request 14 days after your first trade, then weekly.
Each request: at least $100, at most $5,000.
You keep 70% of eligible profit, or 80% with the split add-on.

myfundedcapital.com/learn/

Questions

Should I risk more after the floor locks?

The lock gives you more room, not a reason to double size. Profit above the starting balance is cushion, but the daily floor still resets every day from yesterday’s close.

Can I use an expert advisor on Instant Funded?

Only by agreement: write to support before you run an expert advisor, and wait for the answer. Copy trading is allowed, between your own accounts and from other traders or signal services, as long as the trades follow the trading rules: no martingale, no opposite trades across accounts or firms, no all-in bets. Martingale, grid, high-frequency trading and hedging between accounts are not, and every order must stay above both floors.