The clock starts with your first funded trade, not the day you buy or pass.
Each request has a minimum and a cap; check both before you submit.
An eligible date means you may request, not that the payout is approved.
The schedule in one table
| Program | First request | Then | Minimum | Maximum |
|---|---|---|---|---|
| 1-Step Challenge | Day 7 | Every 7 days | $50 | $5,000 |
| 2-Step Challenge | Day 14 | Every 14 days, weekly with the add-on | $50 | $5,000 |
| Instant Funded | Day 14 | Every 7 days, with a qualifying trade in the cycle | $100 | $5,000 |
| MFC Stocks | Day 14 | Every 14 days, weekly with the add-on | $50 | $5,000 |
| Prediction Markets | Day 7 | Every 7 days | 2% of the starting balance | $5,000 |
Days count from your first trade on the funded account (on Instant Funded, from your first trade). Older accounts and purchased add-ons can differ; your Dashboard shows the next eligible date for your own account.
When the clock starts
The clock does not start when you buy the challenge, pass the evaluation or receive the funded credentials. It starts with your first trade on the funded account.
Example: you pass a 2-Step on a Friday and the funded account is issued the next Wednesday. You place the first funded trade on Thursday. Your first request opens 14 days after that Thursday, and the next one 14 days later. Trading a day earlier moves the whole calendar a day earlier.
Instant Funded counts from your first trade, as there is no evaluation. After its first request, each later one needs a qualifying trade in the cycle, so a cycle without trading does not qualify.
Minimums and caps in practice
On Prediction Markets the minimum scales with the account: $200 on $10,000 and $2,000 on $100,000. If eligible profit is below it, you cannot request yet.
On the other programs the minimum is a flat amount: $50 on the 1-Step, 2-Step and MFC Stocks, $100 on Instant Funded. On a small account in a quiet cycle, it can be worth waiting for the next one.
The cap works the other way. A request is never more than $5,000, so on a large account the cap, not your profit, can set the size of a payout.
Faster cycles with add-ons
Some programs offer a faster rhythm at checkout. The 2-Step and MFC Stocks can move to weekly payouts with the 7-Day Payout Cycle add-on, and the 1-Step and 2-Step offer a Payout On-Demand add-on. Add-ons are chosen when you buy; check that the one you want appears on your order.
A faster cycle helps most when your profit arrives steadily. If you tend to have a few strong days a month, the consistency rule and the minimum may decide your rhythm more than the cycle does.
Eligible is not the same as paid
An eligible date means you may submit a request. Approval still depends on the funded rules: completed identity verification, the consistency rule, the minimum amount, and on Prediction Markets, no open positions. Prediction Markets accounts are also disabled for trading while a withdrawal is being reviewed. Check the next eligible date in your Dashboard before you plan around it.
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MyFundedCapital School
Payouts checklist
Rules as of 17 Oct 2026. Tick each line before your next session.
| Rule | 1-Step Challenge | 2-Step Challenge | Instant Funded | MFC Stocks | Prediction Markets |
|---|---|---|---|---|---|
| Profit target | 10% | 8% + 5% | — | 7% | 10% |
| Daily loss limit | 5% | 5% | 3% | 2% daily pause | 3% |
| Maximum loss | 10% · trailing | 10% · static | 6% · trailing | 5% · trailing | 6% · trailing |
| Consistency | 35% | 35% | 35% | 35% | 35% |
| First payout | after 7 days | after 14 days | after 14 days | after 14 days | after 7 days |
| Then every | 7 days | 14 days | 7 days | 14 days | 7 days |
| Profit split | 80% → 95% | 80% → 95% | 70% → 80% | 70% → 80% | 75% → 90% |
1. What happens between passing and your first payout?
- Reaching the target starts a review; funded access follows verification and the agreement.
- The payout clock starts with your first funded trade, not the day you pass.
- Scaling grows the 2-Step account; the split only changes with an add-on.
2. When can you request a payout on each program?
- The clock starts with your first funded trade, not the day you buy or pass.
- Each request has a minimum and a cap; check both before you submit.
- An eligible date means you may request, not that the payout is approved.
3. How does the profit split work, and what do add-ons change?
- The split applies to eligible funded profit, not to evaluation profit.
- Split add-ons are chosen at checkout and raise your share for every payout.
- Scaling grows the 2-Step account size; the split percentage stays the same.
4. How are prop firm payouts paid, and how long do they take?
- Request payouts only in the Dashboard; methods depend on your account and region.
- 1:46h is the average from request to approval; eligibility comes first.
- Most delays come from missing verification or details, not from the review.
myfundedcapital.com/learn/
Questions
Do I have to request a payout as soon as it opens?
No. The date is when you may request. Many traders wait until eligible profit and the consistency share look right.
Does a payout lower my loss floors?
Do not assume so. A payout reduces the funds in the account, so check the limits your Dashboard shows after the payout and leave room for open risk.
Related lessons
Tools and rules
Rules shown here come from the help center and the live rulebook; your program terms apply.
