Review every 120 days: 10% net closed profit and 2 paid payouts.
Each step adds 25% of the original size, up to $500,000.
Your split does not change as you scale, and ordinary payouts never wait for scaling.
The conditions
Scaling starts on the funded account. It is not a third evaluation phase. At each review the team checks:
- Period: the last 120 days.
- Profit: at least 10% net closed profit in that period.
- Payouts: at least 2 paid payouts.
- Rules: the funded loss limits, the 35% consistency rule and your payout conditions all still apply.
Each scale-up is reviewed by our team. Meeting the numbers makes you eligible; every step is still a manual review.
A worked example
Take a $100,000 funded account. To qualify at the first review you need $10,000 of net closed profit in the period and 2 paid payouts.
| Stage | Account size |
|---|---|
| Funded start | $100,000 |
| After the first step | $125,000 |
| Each later step | +$25,000 |
| Cap | $500,000 |
Each step adds the same amount, 25% of the original size. The account does not compound or double. On a $10,000 account each step is +$2,500.
What scaling does and does not change
- Split: stays at 80%, or up to 95% with a profit split add-on. It does not rise with account size.
- Loss limits: still 5% daily and 10% static. On a larger account the dollar amounts are larger too, so recheck your floors after a scale-up.
- Payouts: the schedule and conditions stay the same. There are no fixed monthly payouts.
How payouts and scaling fit together
Ordinary payouts follow their own calendar: the first request opens 14 days after your first funded trade, then every 14 days. You do not need to qualify for scaling to request one.
Paid payouts are also one of the scaling conditions. So a steady rhythm of eligible payouts during the period is part of qualifying, not a trade-off against it. If you are unsure how a payout affects the profit figure for your review, ask support before the period ends.
Trading for the review, not against it
A review period is long. That is good news: the profit condition can be met at a calm pace. The trap is the end of the period, when a trader who is short of the number takes a big swing. That risks the account and can break the consistency rule, since one large day may exceed 35% of total profit. Keep risk constant, let the period run, and treat a missed review as a normal outcome.
A practical way to track it: note the start date of each review period and check your net closed profit against the 10% line once a week, not once a day. Count your paid payouts in the same note. If you are behind with a few weeks to go, the answer is usually patience and the next period, not a bigger position.
Remember that the account can only grow while it is alive. One breach ends every future review on that account, so protecting the floors comes first and scaling second.
Quiz
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MyFundedCapital School
2-Step Challenge checklist
Rules as of 17 Oct 2026. Tick each line before your next session.
| Rule | 2-Step Challenge |
|---|---|
| Profit target | 8% + 5% |
| Daily loss limit | 5% |
| Maximum loss | 10% · static |
| Consistency | 35% |
| First payout | after 14 days |
| Then every | 14 days |
| Profit split | 80% → 95% |
1. What are the 2-Step Challenge rules?
- Phase 1: 8%. Phase 2: 5%. Each needs 3 profitable days.
- Daily floor: 5% below yesterday’s closed balance, checked on equity.
- Max-loss floor: 10% below the starting balance. It never moves.
2. What counts as a profitable day in the 2-Step Challenge?
- A day counts only if it gains at least 0.5% of the phase’s initial balance.
- The rule uses the lower of end-of-day balance or equity, so open losses can cancel a day.
- You need 3 qualifying days in phase 1 and another 3 in phase 2.
3. How do you pass phase 2 of the 2-Step Challenge?
- Phase 2 target: 5%, plus 3 profitable days. No time limit.
- The floors stay the same while the target shrinks, so lower risk per trade still gets you there.
- At 0.5% risk, 20 losses in a row would reach the max-loss floor from the start.
4. How does the 2-Step Scaling Plan work?
- Review every 120 days: 10% net closed profit and 2 paid payouts.
- Each step adds 25% of the original size, up to $500,000.
- Your split does not change as you scale, and ordinary payouts never wait for scaling.
myfundedcapital.com/learn/
Questions
Do I have to scale before I can request a payout?
No. Ordinary payouts follow their own schedule and conditions. Scaling only decides when the account grows.
Does the account double at each step?
No. Each step adds 25% of the original size. A $100,000 account grows by $25,000 at every step, not by a growing amount.
Related lessons
Tools and rules
Rules shown here come from the help center and the live rulebook; your program terms apply.
