Lesson 9 of 10 · Advanced

What happens between passing and your first payout?

By MFC Research · rules current as of 3 Oct 2026

Short answer

After you pass, the account is reviewed, you verify your identity and sign the agreement, and the funded account is issued. Payout requests open 7 days after the first funded trade on the 1-Step and 14 days on the 2-Step.

Review and verification

Reaching the target on screen starts a review of the account. You then complete identity verification in the approved portal and sign the trader agreement. Funded access is issued once these checks are done.

The payout schedule

  • 1-Step: first request 7 days after the first funded trade, then every 7 days.
  • 2-Step: first request after 14 days, then every 14 days, weekly with the add-on.
  • Instant Funded: first request after 14 days, then weekly, up to $5,000 per cycle.

Payouts are processed in about 2 hours on average once approved.

The profit split

The split starts at 80% on the Challenges and 70% on Instant Funded. On the 2-Step it rises with account size through the Scaling Plan, up to 100%.

Scaling on the 2-Step

Each 10% target reached with 3 profitable days moves the funded account up a size, up to $500,000. You can take ordinary payouts before reaching the scaling target.

Free toolPayout Date CalculatorFind the date your next payout request opens.Open the calculator →

Check yourself

1. When can a 1-Step funded trader first request a payout?
2. How often can a 2-Step trader request payouts without add-ons?
3. What is the per-cycle maximum on Instant Funded?
4. How does the 2-Step split reach 100%?

Next lesson · 10How do funded traders stay disciplined after a loss or a big win? →

Accounts are simulated and use real market quotes. Rules shown here come from the help center; your program terms apply.

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