One phase: a 7% target and at least 3 trading days, then you trade funded.
The daily pause ends the day, not the account. The max drawdown ends the account.
Funded: 70% split, first payout on day 14, fee back with payout one.
The rules at a glance
MFC Stocks has one evaluation phase on 1,500+ US stocks and ETFs, then a funded account with the same risk limits and no target. Every figure below is the same on every account size; only the dollar amounts change.
| Rule | Evaluation | Funded |
|---|---|---|
| Profit target | 7% | None |
| Minimum trading days | 3 | None |
| Best day | Max 40% of total profit | None |
| Consistency at payout | None | No day over 35% of the profit you cash out |
| Daily pause | 2% of the starting balance | Same |
| Max drawdown | 5%, trails the highest closed balance, stops at the starting balance | Same |
| Leverage | 1:2 | Same |
| Inactivity | 30 days without a trade ends the account | Same |
| Profit split | None | 70%, 80% with the add-on |
| Payout per request | None | $50 to $5,000 |
The trading day is fixed too: 09:30–16:00 New York time; new entries stop at 15:45 and positions close from 15:50. You are flat every evening and every weekend.
The daily pause in dollars
The daily pause is 2% of your account size. On a $25,000 account that is $500. Lose that much in a day and your positions close and trading stops until the next trading day. The account stays alive, and you start again the next morning.
Two details matter. First, the pause is measured from the starting balance, so it is the same dollar amount every day; it does not grow after a good week. Second, the order ticket shows the room left before the pause in dollars, next to the loss at your stop. Read that line before every order, not after the trade goes wrong.
A pause is not a breach, but it is a signal. If you reach it twice in a week, cut your size before you trade again.
The trailing max drawdown
The max drawdown is 5% and it is the rule that ends the account. On a $25,000 account the floor starts at $23,750, which is $1,250 below the start.
The floor follows your highest closed balance and keeps the same dollar distance below it. An open gain does not lift it; only a closed result does. Once your highest closed balance reaches $26,250, the floor stops at the starting balance of $25,000 and does not move again.
In practice this means the early part of the challenge is the tightest. Every profit you close moves the floor up behind you until it locks, so a quick gain followed by a giveback leaves you with less room than you started with.
How many losses fit
Turn the limits into a losing streak before you trade. At 0.5% risk per trade on $25,000, each loss costs $125. It takes 4 such losses to reach the daily pause and 10 in a row from the start to reach the max drawdown floor.
Double the risk to 1% and the floor is only 5 losses away. Losing streaks of that length are normal for most strategies, so a lower risk per trade is what keeps a bad week survivable.
From pass to payout
After the evaluation you trade a funded account under the same pause, drawdown and session rules. Your first payout request opens 14 days after your first funded trade, then every 14 days; a payout add-on makes the cycle weekly. Each request is between $50 and $5,000, and you keep 70% of eligible profit.
Your evaluation fee comes back with your first approved payout, on top of the payout and outside the maximum. It is refunded once per evaluation fee and is lost if the account closes for a Prohibited Practice or after a chargeback. Your identity is verified before the first payout.
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MFC Stocks checklist
Rules as of 17 Oct 2026. Tick each line before your next session.
| Rule | MFC Stocks |
|---|---|
| Profit target | 7% |
| Daily loss limit | 2% daily pause |
| Maximum loss | 5% · trailing |
| Consistency | 35% |
| First payout | after 14 days |
| Then every | 14 days |
| Profit split | 70% → 80% |
1. What are the MFC Stocks challenge rules?
- One phase: a 7% target and at least 3 trading days, then you trade funded.
- The daily pause ends the day, not the account. The max drawdown ends the account.
- Funded: 70% split, first payout on day 14, fee back with payout one.
2. What are the MFC Stocks trading hours and daily cut-off?
- The trading day is fixed: 09:30–16:00 New York time; new entries stop at 15:45 and positions close from 15:50.
- Entries still working at the cut-off are cancelled, and open positions close automatically before the bell.
- Orders set at night trigger only in the session, and a stop entry can fill at the opening price.
3. How do the best day and consistency rules work on MFC Stocks?
- Evaluation: best day up to 40% of total profit. Payout: no day over 35%.
- Share = best day ÷ total profit. A later losing day lowers the total and raises the share.
- Near the limit, cap your daily profit, not only your daily loss.
4. How do you size a position in US stocks?
- Shares = dollar risk ÷ stop per share. Round down, never up.
- The stop sets the risk; the share price sets the notional, and buying power caps it.
- Read the stop-loss line and both limit rooms in the ticket before you send the order.
myfundedcapital.com/learn/
Questions
Can I hold a stock overnight?
No. Every position closes before the end of the session, so you are flat every night and every weekend. The Extended Hours add-on lengthens the trading day but still closes positions in the evening.
Can I go short on MFC Stocks?
Yes, on stocks marked easy to borrow. After a sharp fall from the previous close, new shorts in that stock are refused for that day and the next, in line with the SEC short-sale rule.
Related lessons
Tools and rules
Rules shown here come from the help center and the live rulebook; your program terms apply.
