2-Step Challenge Two steps. Then scale to $500K.
8%, then 5%, with no time limit. Funded accounts grow by 25% of their starting size every 120 days you qualify.
- 8%+5%targets
- 80%split
- $500Kscaling cap
From $29 one-time · $2K–$100K accounts
- 14,000+ traders
- 180+ countries
From checkout to payout
Buy. Trade.
Get paid.
Pick a size, pay once, trade inside your limits, request your payout.
The rules
Six numbers.
Your limits, liveLIVE
As the terminal shows them. Illustration.
News rule. No new FX or metal positions from 2 minutes before to 2 minutes after high-impact news (challenges bought from 7 Oct 2026). Closing is always allowed. The Allow News Trading add-on lifts it.
Scaling Plan
Pass twice. Then grow.
Every 120 days with at least 10% net closed profit and 2 paid payouts, your account grows by 25% of its original size, up to $500,000. Each scale-up is reviewed by our team.
Illustration for a $100K account. Each step needs a qualifying 120-day period; no growth is guaranteed.
Choose your account
Pick a size.
One-time fee, no subscription. Your limits in dollars before you pay.
$259one-time fee
for a $25,000 2-Step Challenge account
Add-ons, currency and promo codes at checkout. Prices before add-ons.
Payouts
Day 14. Then every 14.
- Min $50
- Max $5,000 per payout
- 90% or 95% with add-on
- 7-Day Payout Cycle
- Payout On-Demand add-on
- Allow News Trading
- Weekend Holding
- Fee back with your first payout
First requestNext requests
2h avg payout processing
- 14,000+traders
- 180+countries
How does the 2-Step Challenge work?
Two steps: 8%, then 5%. Each step needs 3 profitable days of at least 0.5% of the starting balance. The daily loss limit is 5% and the max drawdown is a static 10%. There is no time limit.
When can I request a payout?
14 days after your first funded trade, then every 14 days. Minimum $50, maximum $5,000 per payout. You keep 80% of eligible profit, 90% or 95% with add-on. Faster payouts are available as add-ons: 7-Day Payout Cycle and Payout On-Demand.
How does the fee refund work?
Pass, get paid, get your fee back. Everything you paid for the challenge, add-ons included, comes back once with your first approved payout on the funded account, on top of the payout and outside the $5,000 maximum.
How does the Scaling Plan work?
Every 120 days, if you made at least 10% net closed profit and received 2 paid payouts, your account grows by 25% of its original size, up to $500,000 in total. Each scale-up is reviewed by our team. There are no fixed monthly payouts.
Can I trade during the news?
On challenges bought from 7 October 2026 you cannot open new FX or metal positions from 2 minutes before to 2 minutes after high-impact news. Closing a position is always allowed. The Allow News Trading add-on lifts this rule.
Where do I trade?
In the MyFundedCapital Terminal, right in your browser. Nothing to install. Markets: major FX pairs, gold and silver, Bitcoin, Ether and Solana.
Simulated trading. MyFundedCapital accounts are simulated accounts that use real market prices; they are not live trading accounts and no client funds are traded. Rewards are paid on eligible simulated profit under the program rules. Trading involves a high level of risk; hypothetical and past results do not guarantee future results, and nothing here is investment advice. MyFundedCapital is not a broker and does not accept deposits. Prices are one-time program fees before add-ons and promo codes. Charts, balances, event odds and payout amounts on this page are illustrations.