At MyFundedCapital, we offer flexible withdrawal conditions depending on your program type (Instant Funding, One-Phase, or Two-Phase), while maintaining clear rules around Maximum Drawdown to manage risk.
Instant Funding Accounts
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First Payout: 14 days after your first trade
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Subsequent Payouts: Every 7 days after each new trade
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Profit Split: Starts at 70/30, upgradeable to 100%
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Drawdown Rules:
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Daily Drawdown: 5%
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Maximum Drawdown: 6% (tightens to 5% after +5% profit)
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Example:
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You purchase a $100,000 Instant Funding account.
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On Day 15, you’re up to $112,000. You request a payout of $10,000.
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If your current split is 80/20, you receive $8,000, and we retain $2,000.
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After the payout, your account balance is reduced to $102,000.
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Since you crossed +5% profit earlier, your Maximum Drawdown is now locked at $100,000 (5% of initial balance).
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That means you can now lose up to $2,000 before breaching the Maximum Drawdown rule.
Important: The Maximum Drawdown does not reset after a payout. It trails up with your equity until a certain point — then it locks in, protecting your profits and limiting further risk.
1-Phase Challenge (One-Step)
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First Payout: Instantly after passing
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Subsequent Payouts: Every 7 days
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Add-on: Enable Payout on Demand for even more flexibility
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Drawdown Rules:
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Daily Drawdown: 5%
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Maximum Drawdown: 10%
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Note: Since this is a challenge account that transitions to a live-funded phase, payouts only apply after you pass the challenge. Once funded, the same logic as Instant Funding applies — your balance and drawdown rules remain, and your drawdown locks in once you’re in profit territory.
2-Phase Challenge (Two-Step)
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First Payout: 14 days after passing the final phase
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Subsequent Payouts: Every 14 days by default
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Add-on: Switch to weekly payouts or enable Payout on Demand
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Drawdown Rules:
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Daily Drawdown: 5%
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Maximum Drawdown: 10%
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Example:
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You pass both phases and are funded with a $50,000 account.
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After 14 days and some trading, you grow it to $55,000.
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You request a payout of $4,000 at 90% split → you get $3,600, and MFC retains $400.
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Your new balance is $51,000, but your Maximum Drawdown locks at $50,000.
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This means you can lose $1,000 max before violating the rule.
Final Notes on Payouts and Drawdown:
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Your drawdown is based on the starting balance, not equity, once locked.
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Taking full profit out of your account without leaving buffer may trigger a violation.
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Always leave some cushion after a payout to stay within allowed limits.
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Want full control? Use Payout on Demand to time withdrawals after analyzing your equity and drawdown situation.
